CIBC Aventura Visa Infinite Card (QC) Review



Annual Fee


Annual Rewards

40,000 points

Intro Offer


Annual fee


Annual rewards

40,000 points

Intro offer


  • Generous welcome bonus of up to 35,000 Aventura Points
  • Comprehensive travel insurance package included
  • Earn 2 points for every $1 spent on travel through the CIBC Rewards Centre
  • Earn 1.5 points for every $1 spent on gas, grocery, and drugstore purchases
  • Earn 1 point for every $1 spent on all other purchases
  • No foreign transaction fees on purchases made outside Canada
  • Visa Infinite Concierge service and Visa Infinite Luxury Hotel Collection access
  • Mobile device insurance coverage


  • $139 annual fee
  • Québec residents only
  • High income requirements ($60,000 individual or $100,000 household)
  • Limited to redeeming points through the Aventura Rewards Program
  • Aventura Points expire after 60 months

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aventura Visa Infinite Card (QC), here’s how you earn rewards:

Pharmacy1.50 points
Gas1.50 points
Groceries1.50 points
All Other Spend1 point

How much your rewards are worth

The dollar value of your rewards depends on the specific CIBC rewards program and what you choose to redeem your points for.

For CIBC Aventura Visa Infinite Card (QC) in particular, if you spend $2,000.00 per month, here’s our estimated rewards earned depending on which reward you choose:

Redemption methodAnnual rewards
Redeem for travel$279.00
Apply to statement credit$231.57
Gift cards$198.09
Airlines Rewards (Charts)$638.91
CIBC financial products$231.57

Calculating your annual rewards

$24,000.00 annual spending x $2.66% return on spending = $638.91 annual rewards

$638.91 annual rewards – $139.00 annual fee = $$499.91 net annual rewards

Details and eligibility

Do I qualify?
Estimated Credit Score660 – 724
Personal Income$60,000.00
Household Income$100,000.00
Interest Rates
Cash Advance21.9%
Balance Transfer21.9%
Annual Fee$139.00
Extra Card Fee$0
Card typeVisa

Insurance coverage

Extended Warranty1 year
Purchase Protection90 days
Travel Accident500000
Emergency Medical Term15 days
Emergency Medical over 653 days
Trip Cancellation1500
Trip Interruption2000
Flight Delay500
Baggage Delay500
Lost or Stolen Baggage500
Rental Car Theft & DamageYes
Hotel Burglary2500
Mobile Phone Insurance1000

CIBC Aventura Visa Infinite Card (QC) Review

The CIBC Aventura Visa Infinite Card (QC) is a versatile travel rewards credit card that offers cardholders a variety of perks and benefits. In this review, we’ll discuss the earning potential with the card, four key benefits, two drawbacks, and additional information that may be useful to potential users.

1. Earning Potential with the Card

The CIBC Aventura Visa Infinite Card (QC) earns Aventura points on various spending categories. Cardholders earn 2 points per $1 spent on travel purchased through the CIBC Rewards Centre, 1.5 points per $1 spent on gas, groceries, and drugstore purchases, and 1 point per $1 spent on all other purchases.

2. Benefit 1: Travel Perks

The first major advantage of this card is its travel perks. Cardholders enjoy preferential treatment at over 1,200 airport lounges worldwide, with a priority pass membership, along with a rebate on their Nexus application fees and access to CIBC’s comprehensive travel insurance package.

3. Benefit 2: Flexible Redemption Options

Cardholders can redeem their Aventura points for travel, merchandise, gift cards or statement credits, providing flexibility in how they use their rewards. Additionally, the Aventura points never expire as long as the card remains open, allowing users to save for a future dream vacation or big-ticket item.

4. Benefit 3: Signup Bonus and First-Year Fee Rebate

New cardholders can take advantage of a generous signup bonus and receive a full rebate on the annual fee for the primary and up to three additional cards when they meet certain criteria during their first year.

5. Benefit 4: Mobile Device Insurance and Purchase Security

This card offers protection on purchases by providing mobile device insurance up to $1,000 and purchase security for eligible items purchased with the card. Additionally, there’s extended warranty and price protection benefits on select items.

6. Drawback 1: Annual Fee

The first significant drawback of this card is the annual fee of $139 for the primary cardholder, which can be a significant expense for many users. Additional cards carry a $50 annual fee.

7. Drawback 2: Limited Transfer Partners

Although Aventura points offer some flexibility, the program has limited transfer partners compared to other travel rewards credit cards. Users seeking more extensive transfer options should consider a card with more comprehensive partnerships.

8. Additional Information

The CIBC Aventura Visa Infinite Card (QC) shines in offering travel perks, flexible redemption options, and valuable insurance coverages to its users. This card may be suitable for frequent travelers seeking a rewards card with a range of benefits, but potential cardholders should also be aware of the annual fees and limited transfer partner options.

Is the CIBC Aventura Visa Infinite Card (QC) not convincing you? Consider the CIBC Dividend Platinum Visa Card or the CIBC Aventura Visa Card. Still not the right credit card? Make sure not to miss the CIBC Dividend Visa Infinite Card (QC).


The CIBC Aventura Visa Infinite Card (QC) rewards program allows cardholders to redeem their Aventura Points for a wide variety of options, including:

  • Travel: Use your points to book flights, hotels, car rentals, cruises, vacation packages, and more through the CIBC Rewards Centre.
  • Merchandise: Choose from a broad selection of products including electronics, household items, and apparel on the CIBC Rewards online catalogue.
  • Gift Cards: Redeem your points for gift cards from popular retailers, restaurants, and entertainment providers.
  • Cash Back: Convert your points into a financial rebate applied directly to your credit card balance.
  • Experiences: Access exclusive offers for local events, concerts, spa packages, or exciting getaway opportunities.
  • Investments: Use your points to contribute to your existing CIBC investment account, such as a CIBC TFSA or RRSP.
  • Charitable Donations: Donate your points to select charitable organizations and make a direct impact on various local and global causes.

The CIBC Aventura Visa Infinite Card (QC) has a foreign transaction fee of 2.5% on purchases made in foreign currencies. This fee is applied on top of the converted amount charged to your credit card when the transaction is posted in Canadian dollars.

The CIBC Aventura Visa Infinite Card (QC) has a minimum income requirement of $60,000 CAD for individual applicants, or $100,000 CAD for households. To be eligible for this card, applicants must meet this income threshold.

Key benefits

  • Welcome offer: Earn up to 35,000 Aventura Points
  • Travel insurance: Comprehensive coverage for various scenarios
  • Reward rates: 2 points/$1 (CIBC Rewards Centre); 1.5 points/$1 (gas, grocery, drugstore); 1 point/$1 (other purchases)
  • Foreign transactions: Zero additional fees on international purchases
  • Visa Infinite privileges: Concierge services and exclusive hotel collection access
  • Mobile protection: Extensive device insurance provided
  • Annual fee: $139 per year
  • Geographic limitation: Exclusively for Québec residents
  • Income requirements: Minimum $60,000 (individual) or $100,000 (household) per annum
  • Redemption restrictions: Points can only be redeemed via Aventura Rewards
  • Point expiration: 60-month validity period

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