Scotiabank Scene Visa Card Review



Annual Fee


Annual Rewards


Intro Offer


Annual fee


Annual rewards


Intro offer


  • No annual fee
  • Earn 5 Scene points per $1 spent at participating Cineplex theatres
  • Earn 1 Scene point per $1 spent on all other purchases
  • Redeem points for movies, entertainment, and dining out
  • Welcome offer: Earn 2,500 bonus points after your first purchase
  • Visa payWave technology for contactless payments
  • Access to Scotia Credit Card Protection
  • 20% discount on AVIS car rentals


  • Limited to the Scene rewards program for earning and redeeming points
  • Other credit cards may offer higher rewards rates on general purchases
  • No additional travel-related benefits or insurance
  • Not ideal for individuals who rarely visit Cineplex theatres or dine out
  • Low points earning rate on non-Cineplex purchases

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Scotiabank Scene Visa Card, here’s how you earn rewards:

Specific Stores2 points
All Other Spend1 point

How much your rewards are worth

The dollar value of your rewards depends on the specific Scotiabank rewards program and what you choose to redeem your points for.

For Scotiabank Scene Visa Card in particular, if you spend $2,000.00 per month, here’s our estimated rewards earned depending on which reward you choose:

Redemption methodAnnual rewards
Redeem for travel$252.00
Apply to statement credit$176.40
Gift cards$186.48
Grocery rewards$252.00
Restaurant rewards$252.00
Movie rewards$252.00
Apple / BestBuy$194.04

Calculating your annual rewards

$24,000.00 annual spending x $1.05% return on spending = $252.00 annual rewards

$252.00 annual rewards – $0.00 annual fee = $$252.00 net annual rewards

Details and eligibility

Do I qualify?
Estimated Credit Score725 – 759
Personal Income$12,000.00
Interest Rates
Cash Advance22.9%
Balance Transfer22.9%
Extra Card Fee$0
Card typeVisa

Insurance coverage

Scotiabank Scene Visa Card Review

The Scotiabank Scene Visa Card is a credit card designed primarily for those who are seeking rewards and benefits in the form of entertainment-related experiences. In this review, we will discuss the earning potential of the card, as well as four major benefits and two drawbacks to help you determine if this card is right for you.

Earning potential with the card: The Scotiabank Scene Visa Card earns points for every purchase made using the card. Cardholders receive 5 Scene points for every dollar spent at participating Cineplex Entertainment theatres or, making it ideal for moviegoers. For all other purchases made on the card, cardholders earn 1 Scene point per dollar spent. Points accrued can be redeemed for free movies, dining, and other entertainment experiences.

Benefit 1: One major advantage of the Scotiabank Scene Visa Card is its accessible rewards system. With no annual fee, even infrequent moviegoers can benefit from the card by earning points on everyday purchases and redeeming those points for entertainment experiences without the pressure of having to offset an annual fee.

Benefit 2: Another major advantage of this card is its welcome offer. New Scotia Scene Visa Card users can earn a bonus of up to 5,000 Scene points after spending $750 on everyday purchases within the first three months of account opening. This is enough points to redeem up to 5 free general admission movie tickets.

Benefit 3: In addition to movie-related rewards, cardholders can use their Scene points for discounts at select dining locations, such as Swiss Chalet, Harvey’s, Montana’s, and more. Thus, the rewards and benefits extend beyond just movies.

Benefit 4: Cardholders also enjoy a useful feature of 20% discount on AVIS car rentals, which can be beneficial for those who travel or rent vehicles frequently.

Drawback 1: A significant drawback of the Scotiabank Scene Visa Card is that the rewards points are limited to entertainment and dining experiences. For those who prioritize travel rewards, cash back or more versatile reward programs, this card might not be the most suitable choice.

Drawback 2: Another drawback is the absence of additional features such as insurance coverage, purchase protection, or other similar credit card benefits. Many other credit cards on the market offer these types of features, making the Scene Visa Card less competitive in that regard.

Additional Information: Overall, the Scotiabank Scene Visa Card is a great option for entertainment enthusiasts who can fully utilize its rewards program. It is important to consider personal spending habits and financial goals when choosing a credit card. For those who prefer travel perks, cashback, or other benefits, exploring alternative credit cards might be wise.

Interested in other credit cards? If the Scotiabank Scene Visa Card credit card isn’t perfect for you, you might want to consider the Scotia Momentum No-Fee Visa Card. Plus, many Canadian’s that like the Scotiabank Scene Visa Card like the Scotia Momentum Visa Card, and the Scotia Momentum Visa Infinite Card.


With the Scotiabank Scene Visa Card, you can redeem your accumulated Scene points primarily for movie-related rewards, as well as dining and entertainment options. The rewards include:

  • Free Movie Tickets: Redeem your points for free movie tickets at Cineplex theatres. The Scene points required may vary depending on the movie format, such as regular, 3D, UltraAVX, or VIP cinemas.
  • Discounts at The Rec Room® and Playdium®: Use your Scene points to enjoy discounts on games, activities, and dining at The Rec Room® and Playdium® locations across Canada.
  • Box Office Savings: Get discount on the purchase of movie tickets. You can save around 10% on your movie tickets by redeeming 1,000 Scene points.
  • Concessions Savings: Redeem your Scene points to save on select concession combos at Cineplex theatres.
  • Scotiabank Scene® Debit Card: You can also pair your Scotiabank Scene Visa Card with a Scotiabank Scene® Debit Card to earn additional Scene points on your daily debit transactions.

The Scotiabank Scene Visa Card has a foreign transaction fee of 2.5% on transactions made in a foreign currency. When you make a purchase or withdrawal in a foreign currency, this fee will be applied and charged in addition to the converted Canadian dollar amount of the transaction.

The Scotiabank Scene Visa Card does not have a minimum income requirement for applicants, making it accessible to a wider range of individuals regardless of income level. This feature makes it an attractive option for individuals who might not qualify for other credit cards due to income restrictions.

Key benefits

  • Zero annual fee for cost savings
  • Acquire 5x Scene points on every dollar at Cineplex venues
  • Garner 1x Scene point per dollar on diverse purchases
  • Redeem collected points for cinematic joys, leisure, and restaurant experiences
  • Welcome incentive: 2,500 bonus points post initial transaction
  • Simplify payments with Visa payWave touchless technology
  • Safeguard finances with Scotia Credit Card Protection
  • Enjoy 20% markdown on AVIS vehicle rentals

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