How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Vancity Enviro Visa Infinite, here’s how you earn rewards:
|Specific Stores||10 points|
|All Other Spend||1.25 points|
How much your rewards are worth
The dollar value of your rewards depends on the specific Vancity Enviro rewards program and what you choose to redeem your points for.
For Vancity Enviro Visa Infinite in particular, if you spend $2,000.00 per month, here’s our estimated rewards earned depending on which reward you choose:
Calculating your annual rewards
$24,000.00 annual spending x $0.00% return on spending = $0.00 annual rewards
$0.00 annual rewards – $120.00 annual fee = $$-120.00 net annual rewards
Details and eligibility
|Do I qualify?|
|Estimated Credit Score||660 – 724|
|Extra Card Fee||$0|
|Extended Warranty||1 year|
|Purchase Protection||90 days|
|Lost or Stolen Baggage||1000|
|Rental Car Theft & Damage||Yes|
|Mobile Phone Insurance||1000|
|Price Protection Insurance||Yes|
Vancity Enviro Visa Infinite Review
The Vancity Enviro Visa Infinite credit card offers a range of benefits for environmentally-conscious consumers who want to maximize their rewards for specific spending categories. Before applying for this card, potential users should understand the earning potential, benefits, and drawbacks that come with the Vancity Enviro Visa Infinite card.
1. Earning Potential: The Vancity Enviro Visa Infinite card earns points through the Vancity Rewards program. Cardholders receive 1.5 points for every $1 spent on grocery and transit expenses, including public transit and taxis. Dining and entertainment expenses earn 1 point for every $1 spent. All other purchases earn 1 point for every $2 spent.
2. Benefit 1: One major advantage of this card is the comprehensive travel insurance package, which includes travel emergency medical insurance, trip cancellation/interruption coverage, lost/delayed/damaged baggage protection, and more. This can provide peace of mind for individuals who frequently travel.
3. Benefit 2: The second major advantage of the Vancity Enviro Visa Infinite credit card is the opportunity to support environmental initiatives. A portion of the annual fees collected from cardholders is donated to the Vancity Community Foundation, which funds local environmental projects.
4. Benefit 3: Another benefit is the Visa Infinite Concierge service, which offers personalized assistance for travel, dining, entertainment, and other lifestyle services. This can be a valuable resource for busy individuals looking for assistance with planning and booking experiences.
5. Benefit 4: The fourth major advantage of this card is the ability to redeem points for cash, merchandise, travel rewards, or charitable donations. This flexibility allows users to choose the desired redemption option that best suits their needs.
6. Drawback 1: A significant drawback of the Vancity Enviro Visa Infinite card is the annual fee of $120. Though the card offers a range of benefits, the annual fee can be a deterrent for individuals seeking a no-fee rewards credit card.
7. Drawback 2: Another significant drawback is that the card is only available to residents of British Columbia or Ontario. This limited availability excludes potential users from other regions of Canada who may be interested in this environmentally-friendly rewards card.
In conclusion, the Vancity Enviro Visa Infinite credit card offers a mix of rewards-earning potential and benefits for the environmentally-conscious consumer. Despite its annual fee and limited regional availability, the card could still be an attractive option for those looking to support environmental initiatives while enjoying travel insurance and the Visa Infinite Concierge service.
Interested in other credit cards? If the Vancity Enviro Visa Infinite credit card isn’t perfect for you, you might want to consider the Vancity enviro Gold Visa. Plus, many Canadian’s that like the Vancity Enviro Visa Infinite like the Vancity Enviro Gold Visa (Low Rate), and the Vancity Enviro Classic Visa (Low Rate).
- 2.5% cashback on groceries, 1.25% on gas/transit, 1% on other net purchases
- Up to $100 sign-up bonus with $2,500 spending in first 90 days
- Zero foreign transaction fees on international purchases
- Vancity’s commitment to sustainability and community support
- $120 annual fee for premium card experience
- Exclusively designed for residents in British Columbia, Canada
- Requirement of active Vancity Credit Union membership for eligibility
- Inclusive of extensive insurance coverages and protections
- Availability of Vancity’s online account management and mobile app
- 24/7 customer service assistance for cardholders