Mortgage Rates by Category

Explore detailed mortgage rates organized by term length, rate type, and province. Find the perfect mortgage option for your specific needs and location.

Understanding Mortgage Rates

What Affects Your Rate?

  • • Your credit score and history
  • • Down payment amount
  • • Property location and type
  • • Current Bank of Canada rates
  • • Mortgage term and amortization

Getting the Best Rate

  • • Compare multiple lenders
  • • Improve your credit score
  • • Consider different term lengths
  • • Get pre-approved
  • • Work with a mortgage broker