[wpcode id=\"6346\"]
{{card.name}} Review
![\"\"](\"https://www.dollarwise.ca/wp-content/uploads/2023/06/CIBC-US-Dollar-Aventura-Gold-Visa-Card.png\")
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Annual Fee
{{card.rewards}}
Annual Rewards
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Intro Offer
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Annual fee
{{card.rewards}}
Annual rewards
{{card.introOffer}}
Intro offer
Pros
{{Pros}}
Cons
{{Cons}}
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With {{card.name}}, here's how you earn rewards:
| Bills | {{reward_bills}} |
| Pharmacy | {{reward_drug}} |
| Gas | {{reward_gas}} |
| Groceries | {{reward_grocery}} |
| Restaurants / Delivery | {{reward_restaurant}} |
| Specific Stores | {{reward_store}} |
| Travel | {{reward_travel}} |
| All Other Spend | {{reward_other}} |
How much your rewards are worth
The dollar value of your rewards depends on the specific {{issuer_short}} rewards program and what you choose to redeem your points for.
For {{card.name}} in particular, if you spend {{monthlyspend}} per month, here's our estimated rewards earned depending on which reward you choose:
| Redemption method | Annual rewards |
|---|---|
| Transfer to partner airlines | {{transfer_airlines}} |
| Fixed points travel | {{fixed_points_travel}} |
| Transfer to partner hotels | {{transfer_hotel}} |
| Redeem for travel | {{redeem_travel}} |
| Apply to statement credit | {{statement_credit}} |
| Ticketmaster | {{ticketmaster}} |
| Charity | {{charity}} |
| Gift cards | {{gift_cards}} |
| Amazon.ca | {{amazon}} |
| Merchandise | {{merchandise}} |
| Make investments | {{investments}} |
| Enjoy experiences | {{experiences}} |
| Car rentals | {{car_rental}} |
| Vacations | {{vacation}} |
| Attractions | {{attractions}} |
| Cash rewards | {{cash_rewards}} |
| Grocery rewards | {{grocery_rewards}} |
| Restaurant rewards | {{restaurant_rewards}} |
| Movie rewards | {{movie_rewards}} |
| Apple / BestBuy | {{apple_bestbuy}} |
| Flight rewards | {{flight_rewards}} |
| Airlines Rewards (Charts) | {{airlines_rewards_chart}} |
| CIBC financial products | {{cibc_financial_products}} |
| Air travel - redemptions (scheduled) | {{air_travel_redemptions_schedule}} |
| RBC travel | {{rbc_travel}} |
| Transfer to WestJet | {{transfer_westjet}} |
| Transfer to Hudson Bay | {{transfer_bay}} |
| RBC financial products | {{rbc_financial_products_rewards}} |
| Air Canada gift cards | {{aircanada_gift_card}} |
| Air Canada vactions | {{air_canada_vacations}} |
| Electronics gift cards | {{electronics_gift_cards}} |
| Cash - World Elite | {{cash_worldelite}} |
| Cash - Platinum Plus | {{cash_platinumplus}} |
| Banking plans | {{banking_plans}} |
| Desjardins financial products | {{desjardins_financial_products}} |
| Expedia travel | {{expedia_td}} |
| Educational rewards | {{education_rewards}} |
| HSBC financial products | {{hsbc_financial_products}} |
| Walmart | {{walmart_rewards}} |
| Triangle (Canadian Tire) | {{triangle_rewards}} |
| Meridian travel | {{meridian_travel}} |
| Direct deposit | {{direct_deposit_rewards}} |
| Costco gift cards | {{costco_gift_cards}} |
| Wireless Rogers rewards | {{wireless_rogers_rewards}} |
| 1 Rogers rewards | {{1_roger_rewards}} |
| Other Rogers rewards | {{other_roger_rewards}} |
| Other 1 Rogers rewards | {{other_1_roger_rewards}} |
Calculating your annual rewards
{{annualspend}} annual spending x {{max_earn_rate}}% return on spending = {{total_net_rewards}} annual rewards
{{total_net_rewards}} annual rewards - {{card.annualFee}} annual fee = ${{net_after_fee}} net annual rewards
Details and eligibility
| Do I qualify? | |
|---|---|
| Estimated Credit Score | {{credit_score_low}} - {{credit_score_high}} |
| Personal Income | {{personal_income}} |
| Household Income | {{household_income}} |
| Interest Rates | |
|---|---|
| Purchase | {{purchase_interest_rate}}% |
| Cash Advance | {{cash_advance_interest_rate}}% |
| Balance Transfer | {{balance_transfer_interest_rate}}% |
| Fees | |
|---|---|
| Annual Fee | {{card.annualFee}} |
| Extra Card Fee | $0 |
| Card type | {{card_type}} |
Insurance coverage
| Extended Warranty | {{warranty}} |
| Purchase Protection | {{purchase_protection}} |
| Travel Accident | {{travel_accident}} |
| Emergency Medical Term | {{emergency_medical_term}} |
| Emergency Medical over 65 | {{emergency_medical_65}} |
| Trip Cancellation | {{trip_cancellation}} |
| Trip Interruption | {{trip_interruption}} |
| Flight Delay | {{flight_delay}} |
| Baggage Delay | {{baggage_delay_insurance}} |
| Lost or Stolen Baggage | {{stolen_baggage}} |
| Event Cancellation | {{event_cancel}} |
| Rental Car Theft & Damage | {{rental_theft_damage}} |
| Rental Car Personal Effects | {{rental_personal}} |
| Rental Car Accident | {{rental_accident}} |
| Hotel Burglary | {{hotel_burglary}} |
| Mobile Phone Insurance | {{mobile_insurance}} |
| Personal Effects Insurance | {{personal_effects}} |
| Price Protection Insurance | {{price_protection}} |
{{card.name}} Review
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FAQ
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Key benefits
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