Rogers Connections MasterCard Review
Pros
- Earns 3% cash back on eligible purchases made in U.S. dollars
- Earns 1.5% cash back on all other eligible purchases
- No annual fee
- No foreign transaction fees
- Can redeem cash back on any purchase, any time
Cons
- Limited redemption options (cash back must be used towards purchases on the card)
- Does not offer additional features such as travel insurance or concierge service
- Lower cash back rate compared to some other cash back credit cards (1.5% on most purchases)
- No welcome bonus or promotional rates offered
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Rogers Connections MasterCard, here’s how you earn rewards:
| All Other Spend | 1% |
How much your rewards are worth
The dollar value of your rewards depends on the specific Rogers rewards program and what you choose to redeem your points for.
For Rogers Connections MasterCard in particular, if you spend $2,000.00 per month, here’s our estimated rewards earned depending on which reward you choose:
| Redemption method | Annual rewards |
|---|---|
| Wireless Rogers rewards | $7.20 |
| 1 Rogers rewards | $3.00 |
| Other Rogers rewards | $4.80 |
| Other 1 Rogers rewards | $2.40 |
Calculating your annual rewards
$24,000.00 annual spending x $1.00% return on spending = $240.00 annual rewards
$240.00 annual rewards – $0.00 annual fee = $$240.00 net annual rewards
Details and eligibility
| Do I qualify? | |
|---|---|
| Estimated Credit Score | 660 – 724 |
| Interest Rates | |
|---|---|
| Purchase | 19.9% |
| Cash Advance | 22.9% |
| Balance Transfer | 22.9% |
| Fees | |
|---|---|
| Extra Card Fee | $0 |
| Card type | MasterCard |
Insurance coverage
Rogers Connections MasterCard Review
The Rogers Connections MasterCard credit card offers a unique and attractive rewards system for Canadian consumers. In this review, we will examine the earning potential, benefits, drawbacks, and other relevant information about this card to help you make an informed decision.
1. Earning Potential
The Rogers Connections MasterCard earns cash back rewards for various spending categories. Cardholders can earn 3% cash back on multi-residential home services, 2% cash back on Rogers products and services, 1.5% cash back on eligible gas and transportation purchases, and 1% cash back on all other eligible purchases.
2. Benefit 1: Cash Back Rewards
One of the top advantages of the Rogers Connections MasterCard credit card is its competitive cash back rewards structure. This card offers higher rewards rates than many other cash back credit cards, particularly for those who regularly use Rogers products and services or make multi-residential home service payments.
3. Benefit 2: No Annual Fee
This card comes with no annual fee, making it an excellent choice for those who do not want to be burdened with additional costs. This allows cardholders to focus on earning cash back rewards without spending extra money on fees.
4. Benefit 3: Purchase Protection and Extended Warranty
The Rogers Connections MasterCard provides cardholders with purchase protection and extended warranty benefits. This means that eligible purchases made with the card are insured against theft, damage, or loss for up to 90 days after the purchase is made. Additionally, eligible items may have an extended warranty period of up to one year.
5. Benefit 4: Zero Liability Protection
Another advantage of using this card is the zero liability protection feature, which helps protect cardholders from unauthorized transactions. This means that if your card is lost or stolen, you will not be held responsible for any fraudulent purchases made with your card information.
6. Drawback 1: Limited Benefits for Non-Rogers Customers
One drawback of this credit card is that its higher cash back rewards rates are mainly focused on Rogers products and services, as well as multi-residential home services. This means the card may not have the most earning potential for those who do not frequently spend in these categories.
7. Drawback 2: Foreign Currency Conversion Fee
Another drawback of the Rogers Connections MasterCard is that it has a 2.5% foreign currency conversion fee. This makes the card less appealing for those who frequently travel abroad or make purchases in foreign currencies.
8. Additional Information
For those who regularly use Rogers products and services or make multi-residential home service payments, the Rogers Connections MasterCard can be an excellent option. Its competitive cash back rewards rates, along with no annual fee, make it a valuable addition to your wallet. However, the limited benefits for non-Rogers customers and foreign currency conversion fees should be considered when deciding whether this card is the right fit for your needs.
Interested in other credit cards? Canadians that like the Rogers Connections MasterCard credit card also like the Amazon.ca Rewards Mastercard. If you’re looking for other options you should consider the Brim World Elite Mastercard, and the Walmart Rewards Mastercard.
FAQ
Key benefits
- Earns up to 10% cash back on select categories during first three months
- Offers 2% cash back on eligible grocery store purchases
- Recurring bill payment rewards at 1% cash back
- Features a 22.99% standard purchase interest rate
- 21-day interest-free grace period for new purchases
- Comprehensive insurance coverage, including travel medical and car rental
- Advanced security measures with chip-and-PIN technology
- Supports contactless payments with compatible devices
- Free supplementary cards available upon request
- Online account management and mobile app for easy tracking
