Rogers Connections MasterCard Review

3.00

$0.00

Annual Fee

$240.00

Annual Rewards

10% Cashback

Intro Offer

$0.00

Annual fee

$240.00

Annual rewards

10% Cashback

Intro offer


Pros


  • Earns 3% cash back on eligible purchases made in U.S. dollars
  • Earns 1.5% cash back on all other eligible purchases
  • No annual fee
  • No foreign transaction fees
  • Can redeem cash back on any purchase, any time

Cons


  • Limited redemption options (cash back must be used towards purchases on the card)
  • Does not offer additional features such as travel insurance or concierge service
  • Lower cash back rate compared to some other cash back credit cards (1.5% on most purchases)
  • No welcome bonus or promotional rates offered

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Rogers Connections MasterCard, here’s how you earn rewards:

All Other Spend1%

How much your rewards are worth

The dollar value of your rewards depends on the specific Rogers rewards program and what you choose to redeem your points for.

For Rogers Connections MasterCard in particular, if you spend $2,000.00 per month, here’s our estimated rewards earned depending on which reward you choose:

Redemption methodAnnual rewards
Wireless Rogers rewards$7.20
1 Rogers rewards$3.00
Other Rogers rewards$4.80
Other 1 Rogers rewards$2.40

Calculating your annual rewards

$24,000.00 annual spending x $1.00% return on spending = $240.00 annual rewards

$240.00 annual rewards – $0.00 annual fee = $$240.00 net annual rewards

Details and eligibility

Do I qualify?
Estimated Credit Score660 – 724
Interest Rates
Purchase19.9%
Cash Advance22.9%
Balance Transfer22.9%
Fees
Extra Card Fee$0
Card typeMasterCard

Insurance coverage

Rogers Connections MasterCard Review

The Rogers Connections MasterCard credit card offers a unique and attractive rewards system for Canadian consumers. In this review, we will examine the earning potential, benefits, drawbacks, and other relevant information about this card to help you make an informed decision.

1. Earning Potential

The Rogers Connections MasterCard earns cash back rewards for various spending categories. Cardholders can earn 3% cash back on multi-residential home services, 2% cash back on Rogers products and services, 1.5% cash back on eligible gas and transportation purchases, and 1% cash back on all other eligible purchases.

2. Benefit 1: Cash Back Rewards

One of the top advantages of the Rogers Connections MasterCard credit card is its competitive cash back rewards structure. This card offers higher rewards rates than many other cash back credit cards, particularly for those who regularly use Rogers products and services or make multi-residential home service payments.

3. Benefit 2: No Annual Fee

This card comes with no annual fee, making it an excellent choice for those who do not want to be burdened with additional costs. This allows cardholders to focus on earning cash back rewards without spending extra money on fees.

4. Benefit 3: Purchase Protection and Extended Warranty

The Rogers Connections MasterCard provides cardholders with purchase protection and extended warranty benefits. This means that eligible purchases made with the card are insured against theft, damage, or loss for up to 90 days after the purchase is made. Additionally, eligible items may have an extended warranty period of up to one year.

5. Benefit 4: Zero Liability Protection

Another advantage of using this card is the zero liability protection feature, which helps protect cardholders from unauthorized transactions. This means that if your card is lost or stolen, you will not be held responsible for any fraudulent purchases made with your card information.

6. Drawback 1: Limited Benefits for Non-Rogers Customers

One drawback of this credit card is that its higher cash back rewards rates are mainly focused on Rogers products and services, as well as multi-residential home services. This means the card may not have the most earning potential for those who do not frequently spend in these categories.

7. Drawback 2: Foreign Currency Conversion Fee

Another drawback of the Rogers Connections MasterCard is that it has a 2.5% foreign currency conversion fee. This makes the card less appealing for those who frequently travel abroad or make purchases in foreign currencies.

8. Additional Information

For those who regularly use Rogers products and services or make multi-residential home service payments, the Rogers Connections MasterCard can be an excellent option. Its competitive cash back rewards rates, along with no annual fee, make it a valuable addition to your wallet. However, the limited benefits for non-Rogers customers and foreign currency conversion fees should be considered when deciding whether this card is the right fit for your needs.

Interested in other credit cards? Canadians that like the Rogers Connections MasterCard credit card also like the Amazon.ca Rewards Mastercard. If you’re looking for other options you should consider the Brim World Elite Mastercard, and the Walmart Rewards Mastercard.

FAQ

<h2>Rogers Connections MasterCard Rewards Redemptions</h2> <p>The Rogers Connections MasterCard allows you to redeem your points for a variety of rewards, such as:</p> <ul> <li><strong>Rogers products and services:</strong> You can apply your points as a credit towards your Rogers bill, purchases at Rogers stores, or towards subscriptions for services like Rogers Cable, Internet, and home phone.</li> <li><strong>Travel rewards:</strong> Points can be used to book flights, hotels, vacation packages, and car rentals. You can also redeem points for statement credits towards travel-related purchases charged to your card.</li> <li><strong>Gift cards and merchandise:</strong> Redeem your points for gift cards from popular retailers, restaurants, and more. Merchandise options include electronics, home goods, fashion, and other categories.</li> <li><strong>Cash back:</strong> Points can also be redeemed as statement credits, with the flexibility to use cash back rewards on all eligible purchases made with your card.</li> </ul>

The Rogers Connections MasterCard credit card does come with foreign transaction fees for purchases made outside of Canada. These fees typically amount to 2.5% of the transaction value in Canadian dollars. This is an important factor to consider if you frequently travel or make purchases in foreign currencies, as the added fees can increase the overall cost of your transactions.

The Rogers Connection MasterCard does not have a minimum income requirement, making it accessible to a wide range of applicants.

Key benefits

  • Earns up to 10% cash back on select categories during first three months
  • Offers 2% cash back on eligible grocery store purchases
  • Recurring bill payment rewards at 1% cash back
  • Features a 22.99% standard purchase interest rate
  • 21-day interest-free grace period for new purchases
  • Comprehensive insurance coverage, including travel medical and car rental
  • Advanced security measures with chip-and-PIN technology
  • Supports contactless payments with compatible devices
  • Free supplementary cards available upon request
  • Online account management and mobile app for easy tracking

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