Compare these two credit cards side-by-side to see which one offers better value for your spending habits.
When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.
Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.
Compare the basic details and eligibility requirements for each card to see which one you qualify for.
We estimate that spending $2,000 per month with the Air France KLM World Elite Mastercard would earn $0 in rewards over the year and with the American Express Business Gold Rewards Card you would earn $0 in rewards.
When you spend using the Air France KLM World Elite Mastercard you will earn points called .
When you spend using the American Express Business Gold Rewards Card you will earn points called .
We can also compare the Air France KLM World Elite Mastercard vs American Express Business Gold Rewards Card based on the amount earned in each spend category:
First, let's look at the actual reward structure for each card:
We can also compare the Air France KLM World Elite Mastercard vs American Express Business Gold Rewards Card based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.
When it comes to fees, the Air France KLM World Elite Mastercard is better than the American Express Business Gold Rewards Card.
The Air France KLM World Elite Mastercard charges an annual fee of $132, which is $67 less than the $199 annual fee for the American Express Business Gold Rewards Card. So, if annual fees are important to you, then the Air France KLM World Elite Mastercard is the better choice.
Neither Air France KLM World Elite Mastercard nor American Express Business Gold Rewards Card provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.
Neither card offers concierge service.
Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.
Both cards have similar interest rates.
The Air France KLM World Elite Mastercard charges 19.99 on your credit balance for purchases, which is different from the interest rate on the American Express Business Gold Rewards Card.
It's worth noting that the Air France KLM World Elite Mastercard has an interest rate of 19.99 on any balance you transfer to this card from another credit card. That rate is higher than the N/A that is charged on the American Express Business Gold Rewards Card. If you expect to transfer a balance to this card then the American Express Business Gold Rewards Card might save you a lot of money.
Both cards offer similar insurance coverage.
The American Express Business Gold Rewards Card includes 6 types of insurance, whereas the Air France KLM World Elite Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the American Express Business Gold Rewards Card is the better choice.
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The Air France KLM World Elite Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.
The American Express Business Gold Rewards Card is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.
