BMO Cashback Business Mastercard vs Walmart Rewards World Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

BMO Cashback Business Mastercard

BMO Cashback Business Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
Walmart Rewards World Mastercard

Walmart Rewards World Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

BMO Cashback Business Mastercard
Comparison
Walmart Rewards World Mastercard
$0
Rewards
Annual rewards estimate
$0
0/5
Perks
Travel benefits and extras
1/5
0/5
Fees
How competitive the fees are
5/5
0/5
Approval
How easy it is to get approved
2.5/5
0/5
Insurance
Insurance coverage and benefits
0.7/5
0/5
Acceptance
Where you can use the card
4.8/5
0/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

BMO Cashback Business Mastercard
Details
Walmart Rewards World Mastercard
Mastercard
Card type
Mastercard
BMO
Issuer
Walmart
560
Min credit score
760
$0
Personal income
$0
$0
Household income
$100,000

Rewards

We estimate that spending $2,000 per month with the BMO Cashback Business Mastercard would earn $0 in rewards over the year and with the Walmart Rewards World Mastercard you would earn $0 in rewards.

When you spend using the BMO Cashback Business Mastercard you will earn points called .

When you spend using the Walmart Rewards World Mastercard you will earn points called .

We can also compare the BMO Cashback Business Mastercard vs Walmart Rewards World Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

BMO Cashback Business Mastercard
Rewards
Walmart Rewards World Mastercard
$36
Gas
$48
$32
Bills
$42
$5
Pharmacy
$6
$45
Groceries
$60
$18
Restaurants
$24
$21
Specific Stores
$36
$9
Travel
$12
$45
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

BMO Cashback Business Mastercard
Reward structure
Walmart Rewards World Mastercard
1.50%
Gas
2%
0.75%
Bills
1%
0.75%
Pharmacy
1%
0.75%
Groceries
1%
0.75%
Restaurants
1%
1.75%
Specific Stores
3%
0.75%
Travel
1%
0.75%
Other
1%

We can also compare the BMO Cashback Business Mastercard vs Walmart Rewards World Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

BMO Cashback Business Mastercard
Rewards earn rate
Walmart Rewards World Mastercard
1.5%
Gas
2.0%
0.8%
Bills
1.0%
0.8%
Pharmacy
1.0%
0.8%
Groceries
1.0%
0.8%
Restaurants
1.0%
1.8%
Specific Stores
3.0%
0.8%
Travel
1.0%
0.8%
Other
1.0%

Fees

When it comes to fees, the Walmart Rewards World Mastercard is better than the BMO Cashback Business Mastercard.

BMO Cashback Business Mastercard
Fees
Walmart Rewards World Mastercard
$0
Annual fee
$0
$50
Extra card
$0
0%
Foreign exchange fee
2.5%

Perks

BMO Cashback Business Mastercard
Perks
Walmart Rewards World Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither BMO Cashback Business Mastercard nor Walmart Rewards World Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Walmart Rewards World Mastercard has better interest rates overall than the BMO Cashback Business Mastercard.

The BMO Cashback Business Mastercard charges 19.99 on your credit balance for purchases, which is different from the interest rate on the Walmart Rewards World Mastercard.

It's worth noting that the BMO Cashback Business Mastercard has an interest rate of 0 on any balance you transfer to this card from another credit card. That rate is lower than the 22.97 that is charged on the Walmart Rewards World Mastercard. If you expect to transfer a balance to this card then the BMO Cashback Business Mastercard might save you a lot of money.

BMO Cashback Business Mastercard
Interest Rates
Walmart Rewards World Mastercard
19.99%
Purchases
21.89%
22.99%
Cash advance
22.97%
0%
Balance transfer
22.97%

Insurance

The Walmart Rewards World Mastercard gives you more insurance than the BMO Cashback Business Mastercard.

The Walmart Rewards World Mastercard includes 6 types of insurance, whereas the BMO Cashback Business Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Walmart Rewards World Mastercard is the better choice.

BMO Cashback Business Mastercard
Insurance
Walmart Rewards World Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The BMO Cashback Business Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Walmart Rewards World Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.