Compare these two credit cards side-by-side to see which one offers better value for your spending habits.
When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.
Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.
Compare the basic details and eligibility requirements for each card to see which one you qualify for.
We estimate that spending $2,000 per month with the BMO Eclipse Visa Infinite Card would earn $0 in rewards over the year and with the RBC British Airways Visa Infinite you would earn $0 in rewards.
When you spend using the BMO Eclipse Visa Infinite Card you will earn points called .
When you spend using the RBC British Airways Visa Infinite you will earn points called British Airways Miles.
We can also compare the BMO Eclipse Visa Infinite Card vs RBC British Airways Visa Infinite based on the amount earned in each spend category:
First, let's look at the actual reward structure for each card:
We can also compare the BMO Eclipse Visa Infinite Card vs RBC British Airways Visa Infinite based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.
When it comes to fees, the BMO Eclipse Visa Infinite Card is better than the RBC British Airways Visa Infinite.
The BMO Eclipse Visa Infinite Card charges an annual fee of $120, which is $45 less than the $165 annual fee for the RBC British Airways Visa Infinite. So, if annual fees are important to you, then the BMO Eclipse Visa Infinite Card is the better choice.
Neither BMO Eclipse Visa Infinite Card nor RBC British Airways Visa Infinite provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.
Neither card offers concierge service.
Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.
The RBC British Airways Visa Infinite has better interest rates overall than the BMO Eclipse Visa Infinite Card.
The BMO Eclipse Visa Infinite Card charges 20.99 on your credit balance for purchases, which is different from the interest rate on the RBC British Airways Visa Infinite.
It's worth noting that the BMO Eclipse Visa Infinite Card has an interest rate of 23.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the RBC British Airways Visa Infinite. If you expect to transfer a balance to this card then the RBC British Airways Visa Infinite might save you a lot of money.
The RBC British Airways Visa Infinite gives you more insurance than the BMO Eclipse Visa Infinite Card.
The RBC British Airways Visa Infinite includes 6 types of insurance, whereas the BMO Eclipse Visa Infinite Card only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the RBC British Airways Visa Infinite is the better choice.
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The BMO Eclipse Visa Infinite Card is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.
The RBC British Airways Visa Infinite is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.