Brim Mastercard vs Brim World Elite Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Brim Mastercard

Brim Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
Brim World Elite Mastercard

Brim World Elite Mastercard

Annual Fee: $89
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Brim Mastercard
Comparison
Brim World Elite Mastercard
$0
Rewards
Annual rewards estimate
$0
0/5
Perks
Travel benefits and extras
0/5
0/5
Fees
How competitive the fees are
0/5
0/5
Approval
How easy it is to get approved
0/5
0/5
Insurance
Insurance coverage and benefits
0/5
0/5
Acceptance
Where you can use the card
0/5
0/5
Interest rates
How competitive the interest rates are
0/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Brim Mastercard
Details
Brim World Elite Mastercard
Mastercard
Card type
Mastercard
Brim
Issuer
Brim
760
Min credit score
760
$15,000
Personal income
$80,000
$0
Household income
$150,000

Rewards

We estimate that spending $2,000 per month with the Brim Mastercard would earn $0 in rewards over the year and with the Brim World Elite Mastercard you would earn $0 in rewards.

When you spend using the Brim Mastercard you will earn points called .

When you spend using the Brim World Elite Mastercard you will earn points called .

We can also compare the Brim Mastercard vs Brim World Elite Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

Brim Mastercard
Rewards
Brim World Elite Mastercard
$12
Gas
$24
$21
Bills
$42
$3
Pharmacy
$6
$30
Groceries
$60
$12
Restaurants
$24
$6
Specific Stores
$12
$6
Travel
$12
$30
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

Brim Mastercard
Reward structure
Brim World Elite Mastercard
0.50%
Gas
1 point
0.50%
Bills
1 point
0.50%
Pharmacy
1 point
0.50%
Groceries
1 point
0.50%
Restaurants
1 point
0.50%
Specific Stores
1 point
0.50%
Travel
1 point
0.50%
Other
1 point

We can also compare the Brim Mastercard vs Brim World Elite Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Brim Mastercard
Rewards earn rate
Brim World Elite Mastercard
0.5%
Gas
1.0%
0.5%
Bills
1.0%
0.5%
Pharmacy
1.0%
0.5%
Groceries
1.0%
0.5%
Restaurants
1.0%
0.5%
Specific Stores
1.0%
0.5%
Travel
1.0%
0.5%
Other
1.0%

Fees

When it comes to fees, the Brim Mastercard is better than the Brim World Elite Mastercard.

The Brim Mastercard charges an annual fee of $0, which is $89 less than the $89 annual fee for the Brim World Elite Mastercard. So, if annual fees are important to you, then the Brim Mastercard is the better choice.

Brim Mastercard
Fees
Brim World Elite Mastercard
$0
Annual fee
$89
$0
Extra card
$50
0%
Foreign exchange fee
0%

Perks

Brim Mastercard
Perks
Brim World Elite Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Brim Mastercard nor Brim World Elite Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

Both cards have similar interest rates.

The Brim Mastercard charges 19.99 on your credit balance for purchases, which is the same as the interest rate on the Brim World Elite Mastercard.

It's worth noting that the Brim Mastercard has an interest rate of 19.99 on any balance you transfer to this card from another credit card. That rate is higher than the 19.99 that is charged on the Brim World Elite Mastercard. If you expect to transfer a balance to this card then the Brim World Elite Mastercard might save you a lot of money.

Brim Mastercard
Interest Rates
Brim World Elite Mastercard
19.99%
Purchases
19.99%
21.5%
Cash advance
21.5%
19.99%
Balance transfer
19.99%

Insurance

Both cards offer similar insurance coverage.

The Brim World Elite Mastercard includes 6 types of insurance, whereas the Brim Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Brim World Elite Mastercard is the better choice.

Brim Mastercard
Insurance
Brim World Elite Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Brim Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Brim World Elite Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.