Canadian Tire Cash Advantage Mastercard vs Triangle Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Canadian Tire Cash Advantage Mastercard

Canadian Tire Cash Advantage Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
Triangle Mastercard

Triangle Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Canadian Tire Cash Advantage Mastercard
Comparison
Triangle Mastercard
$0
Rewards
Annual rewards estimate
$0
0/5
Perks
Travel benefits and extras
1.2/5
0/5
Fees
How competitive the fees are
5/5
0/5
Approval
How easy it is to get approved
2.5/5
0/5
Insurance
Insurance coverage and benefits
0/5
0/5
Acceptance
Where you can use the card
4.8/5
0/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Canadian Tire Cash Advantage Mastercard
Details
Triangle Mastercard
Mastercard
Card type
Mastercard
Canadian Tire
Issuer
Triangle
760
Min credit score
760
$0
Personal income
$0
$0
Household income
$0

Rewards

We estimate that spending $2,000 per month with the Canadian Tire Cash Advantage Mastercard would earn $0 in rewards over the year and with the Triangle Mastercard you would earn $0 in rewards.

When you spend using the Canadian Tire Cash Advantage Mastercard you will earn points called .

When you spend using the Triangle Mastercard you will earn points called Triangle.

We can also compare the Canadian Tire Cash Advantage Mastercard vs Triangle Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

Canadian Tire Cash Advantage Mastercard
Rewards
Triangle Mastercard
$0
Gas
$12
$0
Bills
$21
$0
Pharmacy
$3
$0
Groceries
$90
$0
Restaurants
$12
$36
Specific Stores
$40
$0
Travel
$6
$0
Other
$30

First, let's look at the actual reward structure for each card:

Raw reward rates

Canadian Tire Cash Advantage Mastercard
Reward structure
Triangle Mastercard
0%
Gas
0.50 points
0%
Bills
0.50 points
0%
Pharmacy
0.50 points
0%
Groceries
1.50 points
0%
Restaurants
0.50 points
3%
Specific Stores
3.37 points
0%
Travel
0.50 points
0%
Other
0.50 points

We can also compare the Canadian Tire Cash Advantage Mastercard vs Triangle Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Canadian Tire Cash Advantage Mastercard
Rewards earn rate
Triangle Mastercard
0.0%
Gas
0.5%
0.0%
Bills
0.5%
0.0%
Pharmacy
0.5%
0.0%
Groceries
1.5%
0.0%
Restaurants
0.5%
3.0%
Specific Stores
3.4%
0.0%
Travel
0.5%
0.0%
Other
0.5%

Fees

When it comes to fees, the Triangle Mastercard is better than the Canadian Tire Cash Advantage Mastercard.

Canadian Tire Cash Advantage Mastercard
Fees
Triangle Mastercard
$0
Annual fee
$0
$0
Extra card
$0
0%
Foreign exchange fee
2.5%

Perks

Canadian Tire Cash Advantage Mastercard
Perks
Triangle Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Canadian Tire Cash Advantage Mastercard nor Triangle Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Triangle Mastercard has better interest rates overall than the Canadian Tire Cash Advantage Mastercard.

The Canadian Tire Cash Advantage Mastercard charges 21.99 on your credit balance for purchases, which is the same as the interest rate on the Triangle Mastercard.

It's worth noting that the Canadian Tire Cash Advantage Mastercard has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the Triangle Mastercard. If you expect to transfer a balance to this card then the Triangle Mastercard might save you a lot of money.

Canadian Tire Cash Advantage Mastercard
Interest Rates
Triangle Mastercard
21.99%
Purchases
21.99%
22.99%
Cash advance
22.99%
22.99%
Balance transfer
22.99%

Insurance

Both cards offer similar insurance coverage.

The Triangle Mastercard includes 6 types of insurance, whereas the Canadian Tire Cash Advantage Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Triangle Mastercard is the better choice.

Canadian Tire Cash Advantage Mastercard
Insurance
Triangle Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Canadian Tire Cash Advantage Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Triangle Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.