Compare these two credit cards side-by-side to see which one offers better value for your spending habits.
When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.
Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.
Compare the basic details and eligibility requirements for each card to see which one you qualify for.
We estimate that spending $2,000 per month with the CIBC Aventura Visa Card for Business would earn $0 in rewards over the year and with the Home Trust Secured Visa you would earn $0 in rewards.
When you spend using the CIBC Aventura Visa Card for Business you will earn points called .
When you spend using the Home Trust Secured Visa you will earn points called .
We can also compare the CIBC Aventura Visa Card for Business vs Home Trust Secured Visa based on the amount earned in each spend category:
First, let's look at the actual reward structure for each card:
We can also compare the CIBC Aventura Visa Card for Business vs Home Trust Secured Visa based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.
When it comes to fees, the Home Trust Secured Visa is better than the CIBC Aventura Visa Card for Business.
The Home Trust Secured Visa charges an annual fee of $59, which is $61 less than the $120 annual fee for the CIBC Aventura Visa Card for Business. So, if annual fees are important to you, then the Home Trust Secured Visa is the better choice.
Neither CIBC Aventura Visa Card for Business nor Home Trust Secured Visa provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.
Neither card offers concierge service.
Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.
The Home Trust Secured Visa has better interest rates overall than the CIBC Aventura Visa Card for Business.
The CIBC Aventura Visa Card for Business charges 19.99 on your credit balance for purchases, which is the same as the interest rate on the Home Trust Secured Visa.
It's worth noting that the CIBC Aventura Visa Card for Business has an interest rate of 21.99 on any balance you transfer to this card from another credit card. That rate is higher than the 19.99 that is charged on the Home Trust Secured Visa. If you expect to transfer a balance to this card then the Home Trust Secured Visa might save you a lot of money.
Both cards offer similar insurance coverage.
The Home Trust Secured Visa includes 6 types of insurance, whereas the CIBC Aventura Visa Card for Business only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Home Trust Secured Visa is the better choice.
Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.
The CIBC Aventura Visa Card for Business is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.
The Home Trust Secured Visa is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.
