CIBC Aventura Visa Card vs Meridian Visa Platinum Travel Rewards Card

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

CIBC Aventura Visa Card

CIBC Aventura Visa Card

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
Meridian Visa Platinum Travel Rewards Card

Meridian Visa Platinum Travel Rewards Card

Annual Fee: $49
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

CIBC Aventura Visa Card
Comparison
Meridian Visa Platinum Travel Rewards Card
$0
Rewards
Annual rewards estimate
$0
0/5
Perks
Travel benefits and extras
1.4/5
0/5
Fees
How competitive the fees are
2.5/5
0/5
Approval
How easy it is to get approved
2.5/5
0/5
Insurance
Insurance coverage and benefits
2.5/5
0/5
Acceptance
Where you can use the card
5/5
0/5
Interest rates
How competitive the interest rates are
2.8/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

CIBC Aventura Visa Card
Details
Meridian Visa Platinum Travel Rewards Card
Visa
Card type
Visa
CIBC
Issuer
Meridian
760
Min credit score
760
$15,000
Personal income
$0
$0
Household income
$0

Rewards

We estimate that spending $2,000 per month with the CIBC Aventura Visa Card would earn $0 in rewards over the year and with the Meridian Visa Platinum Travel Rewards Card you would earn $0 in rewards.

When you spend using the CIBC Aventura Visa Card you will earn points called .

When you spend using the Meridian Visa Platinum Travel Rewards Card you will earn points called Meridian Rewards.

We can also compare the CIBC Aventura Visa Card vs Meridian Visa Platinum Travel Rewards Card based on the amount earned in each spend category:

Annual rewards by spend category

CIBC Aventura Visa Card
Rewards
Meridian Visa Platinum Travel Rewards Card
$24
Gas
$24
$21
Bills
$42
$6
Pharmacy
$6
$60
Groceries
$60
$12
Restaurants
$24
$12
Specific Stores
$12
$6
Travel
$12
$30
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

CIBC Aventura Visa Card
Reward structure
Meridian Visa Platinum Travel Rewards Card
1 point
Gas
1 point
0.50 point
Bills
1 point
1 point
Pharmacy
1 point
1 point
Groceries
1 point
0.50 point
Restaurants
1 point
1 point
Specific Stores
1 point
0.50 point
Travel
1 point
0.50 point
Other
1 point

We can also compare the CIBC Aventura Visa Card vs Meridian Visa Platinum Travel Rewards Card based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

CIBC Aventura Visa Card
Rewards earn rate
Meridian Visa Platinum Travel Rewards Card
1.0%
Gas
1.0%
0.5%
Bills
1.0%
1.0%
Pharmacy
1.0%
1.0%
Groceries
1.0%
0.5%
Restaurants
1.0%
1.0%
Specific Stores
1.0%
0.5%
Travel
1.0%
0.5%
Other
1.0%

Fees

When it comes to fees, the CIBC Aventura Visa Card is better than the Meridian Visa Platinum Travel Rewards Card.

The CIBC Aventura Visa Card charges an annual fee of $0, which is $49 less than the $49 annual fee for the Meridian Visa Platinum Travel Rewards Card. So, if annual fees are important to you, then the CIBC Aventura Visa Card is the better choice.

CIBC Aventura Visa Card
Fees
Meridian Visa Platinum Travel Rewards Card
$0
Annual fee
$49
$0
Extra card
$0
0%
Foreign exchange fee
2.5%

Perks

CIBC Aventura Visa Card
Perks
Meridian Visa Platinum Travel Rewards Card
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither CIBC Aventura Visa Card nor Meridian Visa Platinum Travel Rewards Card provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Meridian Visa Platinum Travel Rewards Card has better interest rates overall than the CIBC Aventura Visa Card.

The CIBC Aventura Visa Card charges 20.99 on your credit balance for purchases, which is different from the interest rate on the Meridian Visa Platinum Travel Rewards Card.

It's worth noting that the CIBC Aventura Visa Card has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 21.99 that is charged on the Meridian Visa Platinum Travel Rewards Card. If you expect to transfer a balance to this card then the Meridian Visa Platinum Travel Rewards Card might save you a lot of money.

CIBC Aventura Visa Card
Interest Rates
Meridian Visa Platinum Travel Rewards Card
20.99%
Purchases
19.5%
22.99%
Cash advance
21.99%
22.99%
Balance transfer
21.99%

Insurance

The Meridian Visa Platinum Travel Rewards Card gives you more insurance than the CIBC Aventura Visa Card.

The Meridian Visa Platinum Travel Rewards Card includes 6 types of insurance, whereas the CIBC Aventura Visa Card only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Meridian Visa Platinum Travel Rewards Card is the better choice.

CIBC Aventura Visa Card
Insurance
Meridian Visa Platinum Travel Rewards Card
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The CIBC Aventura Visa Card is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Meridian Visa Platinum Travel Rewards Card is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.