CIBC Aventura Visa Infinite Privilege Card vs National Bank World Elite Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

CIBC Aventura Visa Infinite Privilege Card

CIBC Aventura Visa Infinite Privilege Card

Annual Fee: $499
Your Monthly Rewards: $0.00
VS
National Bank World Elite Mastercard

National Bank World Elite Mastercard

Annual Fee: $150
Your Monthly Rewards: $0.00
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Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

CIBC Aventura Visa Infinite Privilege Card
Comparison
National Bank World Elite Mastercard
$0
Rewards
Annual rewards estimate
$0
0/5
Perks
Travel benefits and extras
2.3/5
0/5
Fees
How competitive the fees are
0.9/5
0/5
Approval
How easy it is to get approved
2.5/5
0/5
Insurance
Insurance coverage and benefits
4.1/5
0/5
Acceptance
Where you can use the card
4.8/5
0/5
Interest rates
How competitive the interest rates are
2.3/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

CIBC Aventura Visa Infinite Privilege Card
Details
National Bank World Elite Mastercard
Visa
Card type
Mastercard
CIBC
Issuer
National Bank
760
Min credit score
760
$150,000
Personal income
$80,000
$200,000
Household income
$150,000

Rewards

We estimate that spending $2,000 per month with the CIBC Aventura Visa Infinite Privilege Card would earn $0 in rewards over the year and with the National Bank World Elite Mastercard you would earn $0 in rewards.

When you spend using the CIBC Aventura Visa Infinite Privilege Card you will earn points called .

When you spend using the National Bank World Elite Mastercard you will earn points called National Bank.

We can also compare the CIBC Aventura Visa Infinite Privilege Card vs National Bank World Elite Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

CIBC Aventura Visa Infinite Privilege Card
Rewards
National Bank World Elite Mastercard
$48
Gas
$48
$53
Bills
$84
$8
Pharmacy
$6
$120
Groceries
$300
$48
Restaurants
$120
$36
Specific Stores
$24
$15
Travel
$12
$75
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

CIBC Aventura Visa Infinite Privilege Card
Reward structure
National Bank World Elite Mastercard
2 points
Gas
2 points
1.25 points
Bills
2 points
1.25 points
Pharmacy
1 point
2 points
Groceries
5 points
2 points
Restaurants
5 points
3 points
Specific Stores
2 points
1.25 points
Travel
1 point
1.25 points
Other
1 point

We can also compare the CIBC Aventura Visa Infinite Privilege Card vs National Bank World Elite Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

CIBC Aventura Visa Infinite Privilege Card
Rewards earn rate
National Bank World Elite Mastercard
2.0%
Gas
2.0%
1.3%
Bills
2.0%
1.3%
Pharmacy
1.0%
2.0%
Groceries
5.0%
2.0%
Restaurants
5.0%
3.0%
Specific Stores
2.0%
1.3%
Travel
1.0%
1.3%
Other
1.0%

Fees

When it comes to fees, the National Bank World Elite Mastercard is better than the CIBC Aventura Visa Infinite Privilege Card.

The National Bank World Elite Mastercard charges an annual fee of $150, which is $349 less than the $499 annual fee for the CIBC Aventura Visa Infinite Privilege Card. So, if annual fees are important to you, then the National Bank World Elite Mastercard is the better choice.

CIBC Aventura Visa Infinite Privilege Card
Fees
National Bank World Elite Mastercard
$499
Annual fee
$150
$99
Extra card
$50
0%
Foreign exchange fee
2.5%

Perks

CIBC Aventura Visa Infinite Privilege Card
Perks
National Bank World Elite Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither CIBC Aventura Visa Infinite Privilege Card nor National Bank World Elite Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The National Bank World Elite Mastercard has better interest rates overall than the CIBC Aventura Visa Infinite Privilege Card.

The CIBC Aventura Visa Infinite Privilege Card charges 20.99 on your credit balance for purchases, which is the same as the interest rate on the National Bank World Elite Mastercard.

It's worth noting that the CIBC Aventura Visa Infinite Privilege Card has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.49 that is charged on the National Bank World Elite Mastercard. If you expect to transfer a balance to this card then the National Bank World Elite Mastercard might save you a lot of money.

CIBC Aventura Visa Infinite Privilege Card
Interest Rates
National Bank World Elite Mastercard
20.99%
Purchases
20.99%
22.99%
Cash advance
22.49%
22.99%
Balance transfer
22.49%

Insurance

The National Bank World Elite Mastercard gives you more insurance than the CIBC Aventura Visa Infinite Privilege Card.

The National Bank World Elite Mastercard includes 6 types of insurance, whereas the CIBC Aventura Visa Infinite Privilege Card only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the National Bank World Elite Mastercard is the better choice.

CIBC Aventura Visa Infinite Privilege Card
Insurance
National Bank World Elite Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The CIBC Aventura Visa Infinite Privilege Card is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The National Bank World Elite Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.