Desjardins Odyssey World Elite Mastercard vs Rogers World Elite Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Desjardins Odyssey World Elite Mastercard

Desjardins Odyssey World Elite Mastercard

Annual Fee: $130
Your Monthly Rewards: $0.00
Apply Now
VS
Rogers World Elite Mastercard

Rogers World Elite Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
Apply Now

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Desjardins Odyssey World Elite Mastercard
Comparison
Rogers World Elite Mastercard
$0
Rewards
Annual rewards estimate
$0
2.1/5
Perks
Travel benefits and extras
1/5
1.3/5
Fees
How competitive the fees are
5/5
2.5/5
Approval
How easy it is to get approved
3/5
4/5
Insurance
Insurance coverage and benefits
1.5/5
4.8/5
Acceptance
Where you can use the card
4.8/5
2.6/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Desjardins Odyssey World Elite Mastercard
Details
Rogers World Elite Mastercard
Mastercard
Card type
Mastercard
Desjardins Group
Issuer
Rogers
760
Min credit score
660
$80,000
Personal income
$80,000
$150,000
Household income
$150,000

Rewards

We estimate that spending $2,000 per month with the Desjardins Odyssey World Elite Mastercard would earn $0 in rewards over the year and with the Rogers World Elite Mastercard you would earn $0 in rewards.

When you spend using the Desjardins Odyssey World Elite Mastercard you will earn points called .

When you spend using the Rogers World Elite Mastercard you will earn points called .

We can also compare the Desjardins Odyssey World Elite Mastercard vs Rogers World Elite Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

Desjardins Odyssey World Elite Mastercard
Rewards
Rogers World Elite Mastercard
$36
Gas
$48
$63
Bills
$84
$9
Pharmacy
$12
$180
Groceries
$120
$48
Restaurants
$48
$18
Specific Stores
$24
$18
Travel
$24
$90
Other
$120

First, let's look at the actual reward structure for each card:

Raw reward rates

Desjardins Odyssey World Elite Mastercard
Reward structure
Rogers World Elite Mastercard
1.50%
Gas
2%
1.50%
Bills
2%
1.50%
Pharmacy
2%
3%
Groceries
2%
2%
Restaurants
2%
1.50%
Specific Stores
2%
1.50%
Travel
2%
1.50%
Other
2%

We can also compare the Desjardins Odyssey World Elite Mastercard vs Rogers World Elite Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Desjardins Odyssey World Elite Mastercard
Rewards earn rate
Rogers World Elite Mastercard
1.5%
Gas
2.0%
1.5%
Bills
2.0%
1.5%
Pharmacy
2.0%
3.0%
Groceries
2.0%
2.0%
Restaurants
2.0%
1.5%
Specific Stores
2.0%
1.5%
Travel
2.0%
1.5%
Other
2.0%

Fees

When it comes to fees, the Rogers World Elite Mastercard is better than the Desjardins Odyssey World Elite Mastercard.

The Rogers World Elite Mastercard charges an annual fee of $0, which is $130 less than the $130 annual fee for the Desjardins Odyssey World Elite Mastercard. So, if annual fees are important to you, then the Rogers World Elite Mastercard is the better choice.

Desjardins Odyssey World Elite Mastercard
Fees
Rogers World Elite Mastercard
$130
Annual fee
$0
$40
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

Desjardins Odyssey World Elite Mastercard
Perks
Rogers World Elite Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Desjardins Odyssey World Elite Mastercard nor Rogers World Elite Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Desjardins Odyssey World Elite Mastercard has better interest rates overall than the Rogers World Elite Mastercard.

The Desjardins Odyssey World Elite Mastercard charges 20.9 on your credit balance for purchases, which is different from the interest rate on the Rogers World Elite Mastercard.

It's worth noting that the Desjardins Odyssey World Elite Mastercard has an interest rate of 21.9 on any balance you transfer to this card from another credit card. That rate is lower than the 22.99 that is charged on the Rogers World Elite Mastercard. If you expect to transfer a balance to this card then the Desjardins Odyssey World Elite Mastercard might save you a lot of money.

Desjardins Odyssey World Elite Mastercard
Interest Rates
Rogers World Elite Mastercard
20.9%
Purchases
20.99%
21.9%
Cash advance
22.99%
21.9%
Balance transfer
22.99%

Insurance

The Desjardins Odyssey World Elite Mastercard gives you more insurance than the Rogers World Elite Mastercard.

The Rogers World Elite Mastercard includes 6 types of insurance, whereas the Desjardins Odyssey World Elite Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Rogers World Elite Mastercard is the better choice.

Desjardins Odyssey World Elite Mastercard
Insurance
Rogers World Elite Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Desjardins Odyssey World Elite Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Rogers World Elite Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.