MBNA Rewards World Elite Mastercard vs Meridian Visa Platinum Travel Rewards Card

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

MBNA Rewards World Elite Mastercard

MBNA Rewards World Elite Mastercard

Annual Fee: $120
Your Monthly Rewards: $0.00
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Meridian Visa Platinum Travel Rewards Card

Meridian Visa Platinum Travel Rewards Card

Annual Fee: $49
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

MBNA Rewards World Elite Mastercard
Comparison
Meridian Visa Platinum Travel Rewards Card
$0
Rewards
Annual rewards estimate
$0
2.3/5
Perks
Travel benefits and extras
1.4/5
1.8/5
Fees
How competitive the fees are
2.5/5
3/5
Approval
How easy it is to get approved
2.5/5
4.3/5
Insurance
Insurance coverage and benefits
2.5/5
4.8/5
Acceptance
Where you can use the card
5/5
2.4/5
Interest rates
How competitive the interest rates are
2.8/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

MBNA Rewards World Elite Mastercard
Details
Meridian Visa Platinum Travel Rewards Card
Mastercard
Card type
Visa
MBNA
Issuer
Meridian
660
Min credit score
760
$80,000
Personal income
$0
$150,000
Household income
$0

Rewards

We estimate that spending $2,000 per month with the MBNA Rewards World Elite Mastercard would earn $0 in rewards over the year and with the Meridian Visa Platinum Travel Rewards Card you would earn $0 in rewards.

When you spend using the MBNA Rewards World Elite Mastercard you will earn points called MBNA.

When you spend using the Meridian Visa Platinum Travel Rewards Card you will earn points called Meridian Rewards.

We can also compare the MBNA Rewards World Elite Mastercard vs Meridian Visa Platinum Travel Rewards Card based on the amount earned in each spend category:

Annual rewards by spend category

MBNA Rewards World Elite Mastercard
Rewards
Meridian Visa Platinum Travel Rewards Card
$24
Gas
$24
$210
Bills
$42
$6
Pharmacy
$6
$300
Groceries
$60
$120
Restaurants
$24
$12
Specific Stores
$12
$12
Travel
$12
$60
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

MBNA Rewards World Elite Mastercard
Reward structure
Meridian Visa Platinum Travel Rewards Card
1 point
Gas
1 point
5 points
Bills
1 point
1 point
Pharmacy
1 point
5 points
Groceries
1 point
5 points
Restaurants
1 point
1 point
Specific Stores
1 point
1 point
Travel
1 point
1 point
Other
1 point

We can also compare the MBNA Rewards World Elite Mastercard vs Meridian Visa Platinum Travel Rewards Card based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

MBNA Rewards World Elite Mastercard
Rewards earn rate
Meridian Visa Platinum Travel Rewards Card
1.0%
Gas
1.0%
5.0%
Bills
1.0%
1.0%
Pharmacy
1.0%
5.0%
Groceries
1.0%
5.0%
Restaurants
1.0%
1.0%
Specific Stores
1.0%
1.0%
Travel
1.0%
1.0%
Other
1.0%

Fees

When it comes to fees, the Meridian Visa Platinum Travel Rewards Card is better than the MBNA Rewards World Elite Mastercard.

The Meridian Visa Platinum Travel Rewards Card charges an annual fee of $49, which is $71 less than the $120 annual fee for the MBNA Rewards World Elite Mastercard. So, if annual fees are important to you, then the Meridian Visa Platinum Travel Rewards Card is the better choice.

MBNA Rewards World Elite Mastercard
Fees
Meridian Visa Platinum Travel Rewards Card
$120
Annual fee
$49
$50
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

MBNA Rewards World Elite Mastercard
Perks
Meridian Visa Platinum Travel Rewards Card
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither MBNA Rewards World Elite Mastercard nor Meridian Visa Platinum Travel Rewards Card provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Meridian Visa Platinum Travel Rewards Card has better interest rates overall than the MBNA Rewards World Elite Mastercard.

The MBNA Rewards World Elite Mastercard charges 19.99 on your credit balance for purchases, which is different from the interest rate on the Meridian Visa Platinum Travel Rewards Card.

It's worth noting that the MBNA Rewards World Elite Mastercard has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 21.99 that is charged on the Meridian Visa Platinum Travel Rewards Card. If you expect to transfer a balance to this card then the Meridian Visa Platinum Travel Rewards Card might save you a lot of money.

MBNA Rewards World Elite Mastercard
Interest Rates
Meridian Visa Platinum Travel Rewards Card
19.99%
Purchases
19.5%
24.99%
Cash advance
21.99%
22.99%
Balance transfer
21.99%

Insurance

The MBNA Rewards World Elite Mastercard gives you more insurance than the Meridian Visa Platinum Travel Rewards Card.

The Meridian Visa Platinum Travel Rewards Card includes 6 types of insurance, whereas the MBNA Rewards World Elite Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Meridian Visa Platinum Travel Rewards Card is the better choice.

MBNA Rewards World Elite Mastercard
Insurance
Meridian Visa Platinum Travel Rewards Card
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The MBNA Rewards World Elite Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Meridian Visa Platinum Travel Rewards Card is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.