Meridian Visa Cash Back Card vs TD Aeroplan Visa Infinite Card

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Meridian Visa Cash Back Card

Meridian Visa Cash Back Card

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
TD Aeroplan Visa Infinite Card

TD Aeroplan Visa Infinite Card

Annual Fee: $139
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Meridian Visa Cash Back Card
Comparison
TD Aeroplan Visa Infinite Card
$0
Rewards
Annual rewards estimate
$0
1.2/5
Perks
Travel benefits and extras
3/5
5/5
Fees
How competitive the fees are
1.2/5
3.5/5
Approval
How easy it is to get approved
2.5/5
1.2/5
Insurance
Insurance coverage and benefits
4.6/5
5/5
Acceptance
Where you can use the card
5/5
2.8/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Meridian Visa Cash Back Card
Details
TD Aeroplan Visa Infinite Card
Visa
Card type
Visa
Meridian
Issuer
TD
560
Min credit score
725
$0
Personal income
$60,000
$0
Household income
$100,000

Rewards

We estimate that spending $2,000 per month with the Meridian Visa Cash Back Card would earn $0 in rewards over the year and with the TD Aeroplan Visa Infinite Card you would earn $0 in rewards.

When you spend using the Meridian Visa Cash Back Card you will earn points called .

When you spend using the TD Aeroplan Visa Infinite Card you will earn points called Aeroplan.

We can also compare the Meridian Visa Cash Back Card vs TD Aeroplan Visa Infinite Card based on the amount earned in each spend category:

Annual rewards by spend category

Meridian Visa Cash Back Card
Rewards
TD Aeroplan Visa Infinite Card
$24
Gas
$36
$42
Bills
$42
$6
Pharmacy
$6
$60
Groceries
$90
$12
Restaurants
$24
$6
Specific Stores
$12
$6
Travel
$12
$30
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

Meridian Visa Cash Back Card
Reward structure
TD Aeroplan Visa Infinite Card
1%
Gas
1.50 points
1%
Bills
1 points
1%
Pharmacy
1 points
1%
Groceries
1.50 points
0.50%
Restaurants
1 points
0.50%
Specific Stores
1 points
0.50%
Travel
1 points
0.50%
Other
1 points

We can also compare the Meridian Visa Cash Back Card vs TD Aeroplan Visa Infinite Card based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Meridian Visa Cash Back Card
Rewards earn rate
TD Aeroplan Visa Infinite Card
1.0%
Gas
1.5%
1.0%
Bills
1.0%
1.0%
Pharmacy
1.0%
1.0%
Groceries
1.5%
0.5%
Restaurants
1.0%
0.5%
Specific Stores
1.0%
0.5%
Travel
1.0%
0.5%
Other
1.0%

Fees

When it comes to fees, the Meridian Visa Cash Back Card is better than the TD Aeroplan Visa Infinite Card.

The Meridian Visa Cash Back Card charges an annual fee of $0, which is $139 less than the $139 annual fee for the TD Aeroplan Visa Infinite Card. So, if annual fees are important to you, then the Meridian Visa Cash Back Card is the better choice.

Meridian Visa Cash Back Card
Fees
TD Aeroplan Visa Infinite Card
$0
Annual fee
$139
$0
Extra card
$75
2.5%
Foreign exchange fee
2.5%

Perks

Meridian Visa Cash Back Card
Perks
TD Aeroplan Visa Infinite Card
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Meridian Visa Cash Back Card nor TD Aeroplan Visa Infinite Card provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Meridian Visa Cash Back Card has better interest rates overall than the TD Aeroplan Visa Infinite Card.

The Meridian Visa Cash Back Card charges 19.5 on your credit balance for purchases, which is different from the interest rate on the TD Aeroplan Visa Infinite Card.

It's worth noting that the Meridian Visa Cash Back Card has an interest rate of 21.99 on any balance you transfer to this card from another credit card. That rate is lower than the 22.99 that is charged on the TD Aeroplan Visa Infinite Card. If you expect to transfer a balance to this card then the Meridian Visa Cash Back Card might save you a lot of money.

Meridian Visa Cash Back Card
Interest Rates
TD Aeroplan Visa Infinite Card
19.5%
Purchases
20.99%
21.99%
Cash advance
22.99%
21.99%
Balance transfer
22.99%

Insurance

The TD Aeroplan Visa Infinite Card gives you more insurance than the Meridian Visa Cash Back Card.

The TD Aeroplan Visa Infinite Card includes 6 types of insurance, whereas the Meridian Visa Cash Back Card only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the TD Aeroplan Visa Infinite Card is the better choice.

Meridian Visa Cash Back Card
Insurance
TD Aeroplan Visa Infinite Card
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Meridian Visa Cash Back Card is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The TD Aeroplan Visa Infinite Card is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.