Compare these two credit cards side-by-side to see which one offers better value for your spending habits.
When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.
Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.
Compare the basic details and eligibility requirements for each card to see which one you qualify for.
We estimate that spending $2,000 per month with the National Bank Platinum Mastercard would earn $0 in rewards over the year and with the Tangerine Money Back Credit Card you would earn $0 in rewards.
When you spend using the National Bank Platinum Mastercard you will earn points called National Bank.
When you spend using the Tangerine Money Back Credit Card you will earn points called .
We can also compare the National Bank Platinum Mastercard vs Tangerine Money Back Credit Card based on the amount earned in each spend category:
First, let's look at the actual reward structure for each card:
We can also compare the National Bank Platinum Mastercard vs Tangerine Money Back Credit Card based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.
When it comes to fees, the Tangerine Money Back Credit Card is better than the National Bank Platinum Mastercard.
The Tangerine Money Back Credit Card charges an annual fee of $0, which is $70 less than the $70 annual fee for the National Bank Platinum Mastercard. So, if annual fees are important to you, then the Tangerine Money Back Credit Card is the better choice.
Neither National Bank Platinum Mastercard nor Tangerine Money Back Credit Card provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.
Neither card offers concierge service.
Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.
Both cards have similar interest rates.
The National Bank Platinum Mastercard charges 20.99 on your credit balance for purchases, which is different from the interest rate on the Tangerine Money Back Credit Card.
It's worth noting that the National Bank Platinum Mastercard has an interest rate of 22.49 on any balance you transfer to this card from another credit card. That rate is lower than the 22.95 that is charged on the Tangerine Money Back Credit Card. If you expect to transfer a balance to this card then the National Bank Platinum Mastercard might save you a lot of money.
The National Bank Platinum Mastercard gives you more insurance than the Tangerine Money Back Credit Card.
The Tangerine Money Back Credit Card includes 6 types of insurance, whereas the National Bank Platinum Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Tangerine Money Back Credit Card is the better choice.
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The National Bank Platinum Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.
The Tangerine Money Back Credit Card is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.
