RBC British Airways Visa Infinite vs RBC Visa Business Platinum Avion

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

RBC British Airways Visa Infinite

RBC British Airways Visa Infinite

Annual Fee: $165
Your Monthly Rewards: $0.00
VS
RBC Visa Business Platinum Avion

RBC Visa Business Platinum Avion

Annual Fee: $120
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

RBC British Airways Visa Infinite
Comparison
RBC Visa Business Platinum Avion
$0
Rewards
Annual rewards estimate
$0
3.5/5
Perks
Travel benefits and extras
1.9/5
0.7/5
Fees
How competitive the fees are
1.8/5
3/5
Approval
How easy it is to get approved
2.5/5
3.2/5
Insurance
Insurance coverage and benefits
3.2/5
5/5
Acceptance
Where you can use the card
5/5
2.2/5
Interest rates
How competitive the interest rates are
2.5/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

RBC British Airways Visa Infinite
Details
RBC Visa Business Platinum Avion
Visa
Card type
Visa
RBC
Issuer
RBC
660
Min credit score
760
$60,000
Personal income
$0
$100,000
Household income
$0

Rewards

We estimate that spending $2,000 per month with the RBC British Airways Visa Infinite would earn $0 in rewards over the year and with the RBC Visa Business Platinum Avion you would earn $0 in rewards.

When you spend using the RBC British Airways Visa Infinite you will earn points called British Airways Miles.

When you spend using the RBC Visa Business Platinum Avion you will earn points called Avion.

We can also compare the RBC British Airways Visa Infinite vs RBC Visa Business Platinum Avion based on the amount earned in each spend category:

Annual rewards by spend category

RBC British Airways Visa Infinite
Rewards
RBC Visa Business Platinum Avion
$0
Gas
$24
$0
Bills
$42
$0
Pharmacy
$6
$0
Groceries
$60
$0
Restaurants
$24
$0
Specific Stores
$12
$0
Travel
$12
$0
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

RBC British Airways Visa Infinite
Reward structure
RBC Visa Business Platinum Avion
1 miles
Gas
1 point
1 miles
Bills
1 point
1 miles
Pharmacy
1 point
1 miles
Groceries
1 point
2 miles
Restaurants
1 point
3 miles
Specific Stores
1 point
1 miles
Travel
1 point
1 miles
Other
1 point

We can also compare the RBC British Airways Visa Infinite vs RBC Visa Business Platinum Avion based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

RBC British Airways Visa Infinite
Rewards earn rate
RBC Visa Business Platinum Avion
0.0%
Gas
1.0%
0.0%
Bills
1.0%
0.0%
Pharmacy
1.0%
0.0%
Groceries
1.0%
0.0%
Restaurants
1.0%
0.0%
Specific Stores
1.0%
0.0%
Travel
1.0%
0.0%
Other
1.0%

Fees

When it comes to fees, the RBC Visa Business Platinum Avion is better than the RBC British Airways Visa Infinite.

The RBC Visa Business Platinum Avion charges an annual fee of $120, which is $45 less than the $165 annual fee for the RBC British Airways Visa Infinite. So, if annual fees are important to you, then the RBC Visa Business Platinum Avion is the better choice.

RBC British Airways Visa Infinite
Fees
RBC Visa Business Platinum Avion
$165
Annual fee
$120
$75
Extra card
$50
2.5%
Foreign exchange fee
2.5%

Perks

RBC British Airways Visa Infinite
Perks
RBC Visa Business Platinum Avion
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither RBC British Airways Visa Infinite nor RBC Visa Business Platinum Avion provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The RBC Visa Business Platinum Avion has better interest rates overall than the RBC British Airways Visa Infinite.

The RBC British Airways Visa Infinite charges 20.5 on your credit balance for purchases, which is different from the interest rate on the RBC Visa Business Platinum Avion.

It's worth noting that the RBC British Airways Visa Infinite has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the RBC Visa Business Platinum Avion. If you expect to transfer a balance to this card then the RBC Visa Business Platinum Avion might save you a lot of money.

RBC British Airways Visa Infinite
Interest Rates
RBC Visa Business Platinum Avion
20.5%
Purchases
19.99%
22.99%
Cash advance
22.99%
22.99%
Balance transfer
22.99%

Insurance

Both cards offer similar insurance coverage.

The RBC Visa Business Platinum Avion includes 6 types of insurance, whereas the RBC British Airways Visa Infinite only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the RBC Visa Business Platinum Avion is the better choice.

RBC British Airways Visa Infinite
Insurance
RBC Visa Business Platinum Avion
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The RBC British Airways Visa Infinite is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The RBC Visa Business Platinum Avion is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.