RBC ION Visa vs Triangle World Elite Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

RBC ION Visa

RBC ION Visa

Annual Fee: $0
Your Monthly Rewards: $0.00
VS
Triangle World Elite Mastercard

Triangle World Elite Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

RBC ION Visa
Comparison
Triangle World Elite Mastercard
$0
Rewards
Annual rewards estimate
$0
2.2/5
Perks
Travel benefits and extras
1.2/5
5/5
Fees
How competitive the fees are
5/5
3/5
Approval
How easy it is to get approved
2.5/5
0.7/5
Insurance
Insurance coverage and benefits
1.2/5
5/5
Acceptance
Where you can use the card
4.8/5
2.4/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

RBC ION Visa
Details
Triangle World Elite Mastercard
Visa
Card type
Mastercard
RBC
Issuer
Canadian Tires
660
Min credit score
760
$0
Personal income
$80,000
$0
Household income
$150,000

Rewards

We estimate that spending $2,000 per month with the RBC ION Visa would earn $0 in rewards over the year and with the Triangle World Elite Mastercard you would earn $0 in rewards.

When you spend using the RBC ION Visa you will earn points called Avion.

When you spend using the Triangle World Elite Mastercard you will earn points called .

We can also compare the RBC ION Visa vs Triangle World Elite Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

RBC ION Visa
Rewards
Triangle World Elite Mastercard
$36
Gas
$24
$42
Bills
$42
$6
Pharmacy
$6
$90
Groceries
$180
$24
Restaurants
$24
$12
Specific Stores
$48
$12
Travel
$12
$60
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

RBC ION Visa
Reward structure
Triangle World Elite Mastercard
1.50 points
Gas
1%
1 point
Bills
1%
1 point
Pharmacy
1%
1.50 points
Groceries
3%
1 point
Restaurants
1%
1 point
Specific Stores
4%
1 point
Travel
1%
1 point
Other
1%

We can also compare the RBC ION Visa vs Triangle World Elite Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

RBC ION Visa
Rewards earn rate
Triangle World Elite Mastercard
1.5%
Gas
1.0%
1.0%
Bills
1.0%
1.0%
Pharmacy
1.0%
1.5%
Groceries
3.0%
1.0%
Restaurants
1.0%
1.0%
Specific Stores
4.0%
1.0%
Travel
1.0%
1.0%
Other
1.0%

Fees

When it comes to fees, the Triangle World Elite Mastercard is better than the RBC ION Visa.

RBC ION Visa
Fees
Triangle World Elite Mastercard
$0
Annual fee
$0
$0
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

RBC ION Visa
Perks
Triangle World Elite Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither RBC ION Visa nor Triangle World Elite Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

Both cards have similar interest rates.

The RBC ION Visa charges 20.99 on your credit balance for purchases, which is different from the interest rate on the Triangle World Elite Mastercard.

It's worth noting that the RBC ION Visa has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the Triangle World Elite Mastercard. If you expect to transfer a balance to this card then the Triangle World Elite Mastercard might save you a lot of money.

RBC ION Visa
Interest Rates
Triangle World Elite Mastercard
20.99%
Purchases
21.99%
22.99%
Cash advance
22.99%
22.99%
Balance transfer
22.99%

Insurance

The Triangle World Elite Mastercard gives you more insurance than the RBC ION Visa.

The Triangle World Elite Mastercard includes 6 types of insurance, whereas the RBC ION Visa only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Triangle World Elite Mastercard is the better choice.

RBC ION Visa
Insurance
Triangle World Elite Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The RBC ION Visa is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Triangle World Elite Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.