RBC Visa Business Platinum Avion vs RBC Visa Platinum

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

RBC Visa Business Platinum Avion

RBC Visa Business Platinum Avion

Annual Fee: $120
Your Monthly Rewards: $0.00
VS
RBC Visa Platinum

RBC Visa Platinum

Annual Fee: $0
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

RBC Visa Business Platinum Avion
Comparison
RBC Visa Platinum
$0
Rewards
Annual rewards estimate
$0
1.9/5
Perks
Travel benefits and extras
0.7/5
1.8/5
Fees
How competitive the fees are
5/5
2.5/5
Approval
How easy it is to get approved
2.5/5
3.2/5
Insurance
Insurance coverage and benefits
1.5/5
5/5
Acceptance
Where you can use the card
5/5
2.5/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

RBC Visa Business Platinum Avion
Details
RBC Visa Platinum
Visa
Card type
Visa
RBC
Issuer
RBC
760
Min credit score
760
$0
Personal income
$0
$0
Household income
$0

Rewards

We estimate that spending $2,000 per month with the RBC Visa Business Platinum Avion would earn $0 in rewards over the year and with the RBC Visa Platinum you would earn $0 in rewards.

When you spend using the RBC Visa Business Platinum Avion you will earn points called Avion.

When you spend using the RBC Visa Platinum you will earn points called .

We can also compare the RBC Visa Business Platinum Avion vs RBC Visa Platinum based on the amount earned in each spend category:

Annual rewards by spend category

RBC Visa Business Platinum Avion
Rewards
RBC Visa Platinum
$24
Gas
$0
$42
Bills
$0
$6
Pharmacy
$0
$60
Groceries
$0
$24
Restaurants
$0
$12
Specific Stores
$0
$12
Travel
$0
$60
Other
$0

First, let's look at the actual reward structure for each card:

Raw reward rates

RBC Visa Business Platinum Avion
Reward structure
RBC Visa Platinum
1 point
Gas
N/A
1 point
Bills
N/A
1 point
Pharmacy
N/A
1 point
Groceries
N/A
1 point
Restaurants
N/A
1 point
Specific Stores
N/A
1 point
Travel
N/A
1 point
Other
N/A

We can also compare the RBC Visa Business Platinum Avion vs RBC Visa Platinum based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

RBC Visa Business Platinum Avion
Rewards earn rate
RBC Visa Platinum
1.0%
Gas
0.0%
1.0%
Bills
0.0%
1.0%
Pharmacy
0.0%
1.0%
Groceries
0.0%
1.0%
Restaurants
0.0%
1.0%
Specific Stores
0.0%
1.0%
Travel
0.0%
1.0%
Other
0.0%

Fees

When it comes to fees, the RBC Visa Platinum is better than the RBC Visa Business Platinum Avion.

The RBC Visa Platinum charges an annual fee of $0, which is $120 less than the $120 annual fee for the RBC Visa Business Platinum Avion. So, if annual fees are important to you, then the RBC Visa Platinum is the better choice.

RBC Visa Business Platinum Avion
Fees
RBC Visa Platinum
$120
Annual fee
$0
$50
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

RBC Visa Business Platinum Avion
Perks
RBC Visa Platinum
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither RBC Visa Business Platinum Avion nor RBC Visa Platinum provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The RBC Visa Business Platinum Avion has better interest rates overall than the RBC Visa Platinum.

The RBC Visa Business Platinum Avion charges 19.99 on your credit balance for purchases, which is different from the interest rate on the RBC Visa Platinum.

It's worth noting that the RBC Visa Business Platinum Avion has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the RBC Visa Platinum. If you expect to transfer a balance to this card then the RBC Visa Platinum might save you a lot of money.

RBC Visa Business Platinum Avion
Interest Rates
RBC Visa Platinum
19.99%
Purchases
20.99%
22.99%
Cash advance
22.99%
22.99%
Balance transfer
22.99%

Insurance

The RBC Visa Business Platinum Avion gives you more insurance than the RBC Visa Platinum.

The RBC Visa Platinum includes 6 types of insurance, whereas the RBC Visa Business Platinum Avion only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the RBC Visa Platinum is the better choice.

RBC Visa Business Platinum Avion
Insurance
RBC Visa Platinum
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The RBC Visa Business Platinum Avion is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The RBC Visa Platinum is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.