Rogers World Elite Mastercard vs Simplii Financial Cash Back Visa

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Rogers World Elite Mastercard

Rogers World Elite Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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VS
Simplii Financial Cash Back Visa

Simplii Financial Cash Back Visa

Annual Fee: $0
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Rogers World Elite Mastercard
Comparison
Simplii Financial Cash Back Visa
$0
Rewards
Annual rewards estimate
$0
1/5
Perks
Travel benefits and extras
0.9/5
5/5
Fees
How competitive the fees are
5/5
3/5
Approval
How easy it is to get approved
2.5/5
1.5/5
Insurance
Insurance coverage and benefits
0.7/5
4.8/5
Acceptance
Where you can use the card
5/5
2.4/5
Interest rates
How competitive the interest rates are
2.3/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Rogers World Elite Mastercard
Details
Simplii Financial Cash Back Visa
Mastercard
Card type
Visa
Rogers
Issuer
Simplii Financial
660
Min credit score
725
$80,000
Personal income
$15,000
$150,000
Household income
$15,000

Rewards

We estimate that spending $2,000 per month with the Rogers World Elite Mastercard would earn $0 in rewards over the year and with the Simplii Financial Cash Back Visa you would earn $0 in rewards.

When you spend using the Rogers World Elite Mastercard you will earn points called .

When you spend using the Simplii Financial Cash Back Visa you will earn points called .

We can also compare the Rogers World Elite Mastercard vs Simplii Financial Cash Back Visa based on the amount earned in each spend category:

Annual rewards by spend category

Rogers World Elite Mastercard
Rewards
Simplii Financial Cash Back Visa
$48
Gas
$36
$84
Bills
$63
$12
Pharmacy
$9
$120
Groceries
$90
$48
Restaurants
$96
$24
Specific Stores
$6
$24
Travel
$6
$120
Other
$30

First, let's look at the actual reward structure for each card:

Raw reward rates

Rogers World Elite Mastercard
Reward structure
Simplii Financial Cash Back Visa
2%
Gas
1.50%
2%
Bills
1.50%
2%
Pharmacy
1.50%
2%
Groceries
1.50%
2%
Restaurants
4%
2%
Specific Stores
0.50%
2%
Travel
0.50%
2%
Other
0.50%

We can also compare the Rogers World Elite Mastercard vs Simplii Financial Cash Back Visa based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Rogers World Elite Mastercard
Rewards earn rate
Simplii Financial Cash Back Visa
2.0%
Gas
1.5%
2.0%
Bills
1.5%
2.0%
Pharmacy
1.5%
2.0%
Groceries
1.5%
2.0%
Restaurants
4.0%
2.0%
Specific Stores
0.5%
2.0%
Travel
0.5%
2.0%
Other
0.5%

Fees

When it comes to fees, the Simplii Financial Cash Back Visa is better than the Rogers World Elite Mastercard.

Rogers World Elite Mastercard
Fees
Simplii Financial Cash Back Visa
$0
Annual fee
$0
$0
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

Rogers World Elite Mastercard
Perks
Simplii Financial Cash Back Visa
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Rogers World Elite Mastercard nor Simplii Financial Cash Back Visa provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Rogers World Elite Mastercard has better interest rates overall than the Simplii Financial Cash Back Visa.

The Rogers World Elite Mastercard charges 20.99 on your credit balance for purchases, which is different from the interest rate on the Simplii Financial Cash Back Visa.

It's worth noting that the Rogers World Elite Mastercard has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.99 that is charged on the Simplii Financial Cash Back Visa. If you expect to transfer a balance to this card then the Simplii Financial Cash Back Visa might save you a lot of money.

Rogers World Elite Mastercard
Interest Rates
Simplii Financial Cash Back Visa
20.99%
Purchases
19.99%
22.99%
Cash advance
22.99%
22.99%
Balance transfer
22.99%

Insurance

The Rogers World Elite Mastercard gives you more insurance than the Simplii Financial Cash Back Visa.

The Simplii Financial Cash Back Visa includes 6 types of insurance, whereas the Rogers World Elite Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Simplii Financial Cash Back Visa is the better choice.

Rogers World Elite Mastercard
Insurance
Simplii Financial Cash Back Visa
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Rogers World Elite Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Simplii Financial Cash Back Visa is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.