Rogers World Elite Mastercard vs SimplyCash Preferred Card American Express

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Rogers World Elite Mastercard

Rogers World Elite Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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VS
SimplyCash Preferred Card American Express

SimplyCash Preferred Card American Express

Annual Fee: $119.88
Your Monthly Rewards: $0.00

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Rogers World Elite Mastercard
Comparison
SimplyCash Preferred Card American Express
$0
Rewards
Annual rewards estimate
$0
1/5
Perks
Travel benefits and extras
1.3/5
5/5
Fees
How competitive the fees are
1.9/5
3/5
Approval
How easy it is to get approved
3.5/5
1.5/5
Insurance
Insurance coverage and benefits
2.6/5
4.8/5
Acceptance
Where you can use the card
4/5
2.4/5
Interest rates
How competitive the interest rates are
2.1/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Rogers World Elite Mastercard
Details
SimplyCash Preferred Card American Express
Mastercard
Card type
AMEX
Rogers
Issuer
AMEX
660
Min credit score
560
$80,000
Personal income
$0
$150,000
Household income
$0

Rewards

We estimate that spending $2,000 per month with the Rogers World Elite Mastercard would earn $0 in rewards over the year and with the SimplyCash Preferred Card American Express you would earn $0 in rewards.

When you spend using the Rogers World Elite Mastercard you will earn points called .

When you spend using the SimplyCash Preferred Card American Express you will earn points called .

We can also compare the Rogers World Elite Mastercard vs SimplyCash Preferred Card American Express based on the amount earned in each spend category:

Annual rewards by spend category

Rogers World Elite Mastercard
Rewards
SimplyCash Preferred Card American Express
$48
Gas
$96
$84
Bills
$84
$12
Pharmacy
$12
$120
Groceries
$240
$48
Restaurants
$48
$24
Specific Stores
$24
$24
Travel
$24
$120
Other
$120

First, let's look at the actual reward structure for each card:

Raw reward rates

Rogers World Elite Mastercard
Reward structure
SimplyCash Preferred Card American Express
2%
Gas
4%
2%
Bills
2%
2%
Pharmacy
2%
2%
Groceries
4%
2%
Restaurants
2%
2%
Specific Stores
2%
2%
Travel
2%
2%
Other
2%

We can also compare the Rogers World Elite Mastercard vs SimplyCash Preferred Card American Express based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Rogers World Elite Mastercard
Rewards earn rate
SimplyCash Preferred Card American Express
2.0%
Gas
4.0%
2.0%
Bills
2.0%
2.0%
Pharmacy
2.0%
2.0%
Groceries
4.0%
2.0%
Restaurants
2.0%
2.0%
Specific Stores
2.0%
2.0%
Travel
2.0%
2.0%
Other
2.0%

Fees

When it comes to fees, the Rogers World Elite Mastercard is better than the SimplyCash Preferred Card American Express.

The Rogers World Elite Mastercard charges an annual fee of $0, which is $119.88 less than the $119.88 annual fee for the SimplyCash Preferred Card American Express. So, if annual fees are important to you, then the Rogers World Elite Mastercard is the better choice.

Rogers World Elite Mastercard
Fees
SimplyCash Preferred Card American Express
$0
Annual fee
$119.88
$0
Extra card
$0
2.5%
Foreign exchange fee
2.5%

Perks

Rogers World Elite Mastercard
Perks
SimplyCash Preferred Card American Express
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Rogers World Elite Mastercard nor SimplyCash Preferred Card American Express provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Rogers World Elite Mastercard has better interest rates overall than the SimplyCash Preferred Card American Express.

The Rogers World Elite Mastercard charges 20.99 on your credit balance for purchases, which is different from the interest rate on the SimplyCash Preferred Card American Express.

It's worth noting that the Rogers World Elite Mastercard has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the N/A that is charged on the SimplyCash Preferred Card American Express. If you expect to transfer a balance to this card then the SimplyCash Preferred Card American Express might save you a lot of money.

Rogers World Elite Mastercard
Interest Rates
SimplyCash Preferred Card American Express
20.99%
Purchases
21.99%
22.99%
Cash advance
21.99%
22.99%
Balance transfer
N/A

Insurance

The SimplyCash Preferred Card American Express gives you more insurance than the Rogers World Elite Mastercard.

The SimplyCash Preferred Card American Express includes 6 types of insurance, whereas the Rogers World Elite Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the SimplyCash Preferred Card American Express is the better choice.

Rogers World Elite Mastercard
Insurance
SimplyCash Preferred Card American Express
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Rogers World Elite Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The SimplyCash Preferred Card American Express is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.