Compare these two credit cards side-by-side to see which one offers better value for your spending habits.
When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.
Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.
Compare the basic details and eligibility requirements for each card to see which one you qualify for.
We estimate that spending $2,000 per month with the SimplyCash Card American Express would earn $0 in rewards over the year and with the The Business Platinum Card American Express you would earn $0 in rewards.
When you spend using the SimplyCash Card American Express you will earn points called .
When you spend using the The Business Platinum Card American Express you will earn points called AMEX Membership Rewards.
We can also compare the SimplyCash Card American Express vs The Business Platinum Card American Express based on the amount earned in each spend category:
First, let's look at the actual reward structure for each card:
We can also compare the SimplyCash Card American Express vs The Business Platinum Card American Express based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.
When it comes to fees, the SimplyCash Card American Express is better than the The Business Platinum Card American Express.
The SimplyCash Card American Express charges an annual fee of $0, which is $799 less than the $799 annual fee for the The Business Platinum Card American Express. So, if annual fees are important to you, then the SimplyCash Card American Express is the better choice.
Neither SimplyCash Card American Express nor The Business Platinum Card American Express provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.
Neither card offers concierge service.
Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.
The SimplyCash Card American Express has better interest rates overall than the The Business Platinum Card American Express.
The SimplyCash Card American Express charges 21.99 on your credit balance for purchases, which is different from the interest rate on the The Business Platinum Card American Express.
It's worth noting that the SimplyCash Card American Express has an interest rate of N/A on any balance you transfer to this card from another credit card. That rate is higher than the N/A that is charged on the The Business Platinum Card American Express. If you expect to transfer a balance to this card then the The Business Platinum Card American Express might save you a lot of money.
The The Business Platinum Card American Express gives you more insurance than the SimplyCash Card American Express.
The The Business Platinum Card American Express includes 6 types of insurance, whereas the SimplyCash Card American Express only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the The Business Platinum Card American Express is the better choice.
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The SimplyCash Card American Express is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.
The The Business Platinum Card American Express is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.
