Scotiabank Passport Visa Infinite Card vs Walmart Rewards Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Scotiabank Passport Visa Infinite Card

Scotiabank Passport Visa Infinite Card

Annual Fee: $150
Your Monthly Rewards: $0.00
VS
Walmart Rewards Mastercard

Walmart Rewards Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
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Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Scotiabank Passport Visa Infinite Card
Comparison
Walmart Rewards Mastercard
$0
Rewards
Annual rewards estimate
$0
2.5/5
Perks
Travel benefits and extras
1/5
0.9/5
Fees
How competitive the fees are
5/5
3/5
Approval
How easy it is to get approved
2.5/5
2.8/5
Insurance
Insurance coverage and benefits
0/5
5/5
Acceptance
Where you can use the card
4.8/5
2.2/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Scotiabank Passport Visa Infinite Card
Details
Walmart Rewards Mastercard
Visa
Card type
Mastercard
Scotiabank
Issuer
Walmart
660
Min credit score
760
$60,000
Personal income
$0
$100,000
Household income
$0

Rewards

We estimate that spending $2,000 per month with the Scotiabank Passport Visa Infinite Card would earn $0 in rewards over the year and with the Walmart Rewards Mastercard you would earn $0 in rewards.

When you spend using the Scotiabank Passport Visa Infinite Card you will earn points called Scene.

When you spend using the Walmart Rewards Mastercard you will earn points called .

We can also compare the Scotiabank Passport Visa Infinite Card vs Walmart Rewards Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

Scotiabank Passport Visa Infinite Card
Rewards
Walmart Rewards Mastercard
$24
Gas
$48
$42
Bills
$42
$6
Pharmacy
$6
$120
Groceries
$60
$48
Restaurants
$24
$36
Specific Stores
$12
$12
Travel
$12
$60
Other
$60

First, let's look at the actual reward structure for each card:

Raw reward rates

Scotiabank Passport Visa Infinite Card
Reward structure
Walmart Rewards Mastercard
1 point
Gas
2%
1 point
Bills
1%
1 point
Pharmacy
1%
2 points
Groceries
1%
2 points
Restaurants
1%
3 points
Specific Stores
1%
1 point
Travel
1%
1 point
Other
1%

We can also compare the Scotiabank Passport Visa Infinite Card vs Walmart Rewards Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Scotiabank Passport Visa Infinite Card
Rewards earn rate
Walmart Rewards Mastercard
1.0%
Gas
2.0%
1.0%
Bills
1.0%
1.0%
Pharmacy
1.0%
2.0%
Groceries
1.0%
2.0%
Restaurants
1.0%
3.0%
Specific Stores
1.0%
1.0%
Travel
1.0%
1.0%
Other
1.0%

Fees

When it comes to fees, the Walmart Rewards Mastercard is better than the Scotiabank Passport Visa Infinite Card.

The Walmart Rewards Mastercard charges an annual fee of $0, which is $150 less than the $150 annual fee for the Scotiabank Passport Visa Infinite Card. So, if annual fees are important to you, then the Walmart Rewards Mastercard is the better choice.

Scotiabank Passport Visa Infinite Card
Fees
Walmart Rewards Mastercard
$150
Annual fee
$0
$0
Extra card
$0
0%
Foreign exchange fee
2.5%

Perks

Scotiabank Passport Visa Infinite Card
Perks
Walmart Rewards Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Scotiabank Passport Visa Infinite Card nor Walmart Rewards Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

The Walmart Rewards Mastercard has better interest rates overall than the Scotiabank Passport Visa Infinite Card.

The Scotiabank Passport Visa Infinite Card charges 20.99 on your credit balance for purchases, which is different from the interest rate on the Walmart Rewards Mastercard.

It's worth noting that the Scotiabank Passport Visa Infinite Card has an interest rate of 22.99 on any balance you transfer to this card from another credit card. That rate is higher than the 22.97 that is charged on the Walmart Rewards Mastercard. If you expect to transfer a balance to this card then the Walmart Rewards Mastercard might save you a lot of money.

Scotiabank Passport Visa Infinite Card
Interest Rates
Walmart Rewards Mastercard
20.99%
Purchases
21.89%
22.99%
Cash advance
22.97%
22.99%
Balance transfer
22.97%

Insurance

The Scotiabank Passport Visa Infinite Card gives you more insurance than the Walmart Rewards Mastercard.

The Walmart Rewards Mastercard includes 6 types of insurance, whereas the Scotiabank Passport Visa Infinite Card only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the Walmart Rewards Mastercard is the better choice.

Scotiabank Passport Visa Infinite Card
Insurance
Walmart Rewards Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Scotiabank Passport Visa Infinite Card is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The Walmart Rewards Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.