Walmart Rewards Mastercard vs WestJet RBC World Elite Mastercard

Compare these two credit cards side-by-side to see which one offers better value for your spending habits.

Walmart Rewards Mastercard

Walmart Rewards Mastercard

Annual Fee: $0
Your Monthly Rewards: $0.00
Apply Now
VS
WestJet RBC World Elite Mastercard

WestJet RBC World Elite Mastercard

Annual Fee: $119
Your Monthly Rewards: $0.00
Apply Now

Overview

When it comes to choosing the perfect credit card, you need clarity, precision, and insights you can trust. That's why Dollarwise rigorously evaluates every card across seven critical factors, ensuring you get a detailed and actionable review.

Below you'll find a table which shows you the estimated reward each card will earn, as well as the ratings we gave the cards for each category. We compared the cards based on their perks, fees, approval rate, insurance, acceptance by merchants, interest rates and the rewards you'll earn. Each score is out of a maximum of 5.

Walmart Rewards Mastercard
Comparison
WestJet RBC World Elite Mastercard
$0
Rewards
Annual rewards estimate
$0
1/5
Perks
Travel benefits and extras
3.5/5
5/5
Fees
How competitive the fees are
1.9/5
2.5/5
Approval
How easy it is to get approved
2.5/5
0/5
Insurance
Insurance coverage and benefits
3.5/5
4.8/5
Acceptance
Where you can use the card
4.8/5
2.4/5
Interest rates
How competitive the interest rates are
2.4/5

Details and Eligibility

Compare the basic details and eligibility requirements for each card to see which one you qualify for.

Walmart Rewards Mastercard
Details
WestJet RBC World Elite Mastercard
Mastercard
Card type
Mastercard
Walmart
Issuer
RBC
760
Min credit score
760
$0
Personal income
$80,000
$0
Household income
$150,000

Rewards

We estimate that spending $2,000 per month with the Walmart Rewards Mastercard would earn $0 in rewards over the year and with the WestJet RBC World Elite Mastercard you would earn $0 in rewards.

When you spend using the Walmart Rewards Mastercard you will earn points called .

When you spend using the WestJet RBC World Elite Mastercard you will earn points called westjet.

We can also compare the Walmart Rewards Mastercard vs WestJet RBC World Elite Mastercard based on the amount earned in each spend category:

Annual rewards by spend category

Walmart Rewards Mastercard
Rewards
WestJet RBC World Elite Mastercard
$48
Gas
$36
$42
Bills
$63
$6
Pharmacy
$9
$60
Groceries
$90
$24
Restaurants
$36
$12
Specific Stores
$24
$12
Travel
$18
$60
Other
$90

First, let's look at the actual reward structure for each card:

Raw reward rates

Walmart Rewards Mastercard
Reward structure
WestJet RBC World Elite Mastercard
2%
Gas
1.50%
1%
Bills
1.50%
1%
Pharmacy
1.50%
1%
Groceries
1.50%
1%
Restaurants
1.50%
1%
Specific Stores
2%
1%
Travel
1.50%
1%
Other
1.50%

We can also compare the Walmart Rewards Mastercard vs WestJet RBC World Elite Mastercard based on the "earn rate", which shows in percentage terms how much you'll get back on your spend.

Rewards earn rate (converted to %)

Walmart Rewards Mastercard
Rewards earn rate
WestJet RBC World Elite Mastercard
2.0%
Gas
1.5%
1.0%
Bills
1.5%
1.0%
Pharmacy
1.5%
1.0%
Groceries
1.5%
1.0%
Restaurants
1.5%
1.0%
Specific Stores
2.0%
1.0%
Travel
1.5%
1.0%
Other
1.5%

Fees

When it comes to fees, the Walmart Rewards Mastercard is better than the WestJet RBC World Elite Mastercard.

The Walmart Rewards Mastercard charges an annual fee of $0, which is $119 less than the $119 annual fee for the WestJet RBC World Elite Mastercard. So, if annual fees are important to you, then the Walmart Rewards Mastercard is the better choice.

Walmart Rewards Mastercard
Fees
WestJet RBC World Elite Mastercard
$0
Annual fee
$119
$0
Extra card
$59
2.5%
Foreign exchange fee
2.5%

Perks

Walmart Rewards Mastercard
Perks
WestJet RBC World Elite Mastercard
No
Lounge Access
No
No
Priority Boarding
No
No
Priority Security
No
No
Checked Bags
No
No
Concierge Service
No
No
Elite Status Acceleration
No

Neither Walmart Rewards Mastercard nor WestJet RBC World Elite Mastercard provides airline-specific travel perks like lounge access, priority boarding, expedited security, or a complimentary checked bag.

Concierge Service

Neither card offers concierge service.

Elite Status Acceleration

Neither card provides elite status acceleration. If climbing loyalty tiers is important to you, you might consider other options.

Interest Rates

Both cards have similar interest rates.

The Walmart Rewards Mastercard charges 21.89 on your credit balance for purchases, which is different from the interest rate on the WestJet RBC World Elite Mastercard.

It's worth noting that the Walmart Rewards Mastercard has an interest rate of 22.97 on any balance you transfer to this card from another credit card. That rate is lower than the 22.99 that is charged on the WestJet RBC World Elite Mastercard. If you expect to transfer a balance to this card then the Walmart Rewards Mastercard might save you a lot of money.

Walmart Rewards Mastercard
Interest Rates
WestJet RBC World Elite Mastercard
21.89%
Purchases
20.99%
22.97%
Cash advance
22.99%
22.97%
Balance transfer
22.99%

Insurance

The WestJet RBC World Elite Mastercard gives you more insurance than the Walmart Rewards Mastercard.

The WestJet RBC World Elite Mastercard includes 6 types of insurance, whereas the Walmart Rewards Mastercard only gives you 2. In comparison, the average credit card gives you 5 types of insurance. So, if insurance is important to you, then the WestJet RBC World Elite Mastercard is the better choice.

Walmart Rewards Mastercard
Insurance
WestJet RBC World Elite Mastercard
N/A
Emergency Medical
N/A
N/A
Extended Warranty
N/A
N/A
Mobile Device
N/A
N/A
Purchase Protection
N/A
N/A
Car Rental Theft/Damage
N/A
N/A
Travel Accident
N/A

Our Recommendation

Enter your monthly spending above to see personalized recommendations based on your actual usage patterns.

Related Comparisons

The Walmart Rewards Mastercard is often compared against other similar cards in the market. We've also compared it against various other options to help you make the best choice.

The WestJet RBC World Elite Mastercard is often compared with other premium cards in its category. We've also compared it against other cards to give you comprehensive insights.